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Alternatives

Cleo alternatives in 2026

Updated

Data as of

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Cleo logoCleoBudgeting app

Cleo is a budgeting app. Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month. We checked that on Nov 3, 2026. Below are 14 other apps, starting with the 12 other budgeting apps and then AI money tools. They're ranked by how close each app's category is to Cleo's, not by how good it is, and every fact shows the date we checked it.

Short answer

The closest alternatives to Cleo are Albert, Copilot Money and EveryDollar, because Albert, Copilot Money and EveryDollar are also budgeting apps. Cleo has a free version. We checked Cleo on Nov 3, 2026, and each card below puts an alternative's price, trial, platforms and ratings next to Cleo's, with the date we checked them.

What Cleo says on its own pages

Before you compare, here is what Cleo itself says about these points. Quotes are its own words, and each line links to the page we read.

  • Sharing with a partner: “you and the person (or people!) you share an account with will not all be able to link the same account to multiple profiles.” (source, opens in a new tab, checked )
  • Business use: “Cleo cannot: ... Connect to a business account” (source, opens in a new tab, checked )
  • Tax time: “Cleo cannot: ... Offer help with taxes” (source, opens in a new tab, checked )
  • Age and family: “To be eligible to use the Services, and set up a Cleo account you must be (1)a legal resident of the United States (2)of legal age to form a binding contract (18+)” (source, opens in a new tab, checked )

What Cleo and its alternatives cost

  • Cleo logoCleo

    $5.99a month

    Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.

    Cost over 1 and 3 years: $44.99 and $134.97, at the yearly list price before tax.

  • Albert logoAlbert

    $19.99a month

    Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.

  • Copilot Money logoCopilot Money

    $13a month

    Copilot Money costs $13 a month, or $95 a year billed yearly.

    Cost over 1 and 3 years: $95 and $285, at the yearly list price before tax.

    As of · copilot.money

  • EveryDollar logoEveryDollar

    $17.99a month

    EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    Cost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.

    As of · everydollar.com

  • Goodbudget logoGoodbudget

    $10a month

    Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

    Cost over 1 and 3 years: $80 and $240, at the yearly list price before tax.

    As of · goodbudget.com/signup

  • Honeydue logoHoneydue

    Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.

  • Monarch Money logoMonarch Money

    $14.99a month

    Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · monarch.com/pricing

  • Origin logoOrigin

    $12.99a month

    Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.

  • PocketGuard logoPocketGuard

    $12.99a month

    PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.

    Cost over 1 and 3 years: $74.99 and $224.97, at the yearly list price before tax.

    As of · pocketguard.com/pricing

  • Quicken Simplifi logoQuicken Simplifi

    $6.99a month, billed yearly

    Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

    As of · quicken.com/products/simplifi

  • Rocket Money logoRocket Money

    Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.

  • YNAB logoYNAB

    $14.99a month

    YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

    Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.

    As of · ynab.com/pricing

  • Fifecta logoFifecta

    $15a month

    Fifecta costs $15 a month or $150 a year.

    Cost over 1 and 3 years: $150 and $450, at the yearly list price before tax.

    As of · pricelesstay.com/fifecta

  • Actual Budget logoActual Budget

    Actual is free and open source, and its desktop apps run locally.

    As of · github.com/actualbudget/actual

  • Finances in ChatGPT

    OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

Alternatives to Cleo, closest category first

Each card puts the app's facts next to Cleo's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How Cleo compares at a glance

  • Against Cleo's lowest listed paid price of $5.99 a month, Albert ($19.99 a month), Copilot Money ($13 a month), EveryDollar ($17.99 a month), Goodbudget ($10 a month), Monarch Money ($14.99 a month), Origin ($12.99 a month), PocketGuard ($12.99 a month) and YNAB ($14.99 a month) list a higher one.
  • Honeydue and Actual Budget are free, unlike Cleo, which has paid plans next to its free one.
  • Cleo pulls in your bank data, while EveryDollar and Goodbudget sync banks only when paid.
  • Cleo doesn't list Mac, and Copilot Money, Origin and Actual Budget do.
  • Cleo doesn't list the web, and Copilot Money, Goodbudget, Monarch Money, Origin, PocketGuard, Rocket Money, YNAB and Finances in ChatGPT do.
  • PocketGuard and YNAB run on Apple Watch, which Cleo doesn't list.
  • For Windows, look at Actual Budget, since Cleo doesn't list it.
  • Actual Budget runs on Linux, which Cleo doesn't list.
  • Cleo runs on Android, which Copilot Money and Actual Budget don't list.
  • Cleo lists iPhone, and Actual Budget doesn't.
  • Cleo holds a 4.7 App Store rating. Of the apps below, Copilot Money (4.8), Monarch Money (4.9) and YNAB (4.8) rate higher and Goodbudget (4.6), Honeydue (4.5), Origin (4.6), PocketGuard (4.6), Simplifi (4.5) and Rocket Money (4.5) rate lower.
  • For help, Cleo lists these channels: in-app chat (Ask Cleo) and email. Of the apps below, Albert, Origin and Simplifi list phone support.
  • Albert, EveryDollar, Goodbudget, Honeydue, Monarch Money, Origin, Simplifi, Rocket Money, YNAB and Actual Budget offer shared budgets, which Cleo's own pages say it doesn't.
  • Albert, Copilot Money, EveryDollar, Honeydue, Monarch Money, Origin, PocketGuard, Simplifi, Rocket Money, YNAB, Actual Budget and Finances in ChatGPT offer investment tracking, which Cleo's own pages say it doesn't.
  • Copilot Money, Monarch Money, Origin, Rocket Money and YNAB offer business money tracking, which Cleo's own pages say it doesn't.
  • Goodbudget, Monarch Money, Simplifi, Rocket Money and YNAB offer exports for tax time, which Cleo's own pages say it doesn't.
  • YNAB offers options for kids, which Cleo's own pages say it doesn't.

Other budgeting apps

  • Albert logo

    Albert

    Budgeting app

    Same category

    Albert is a subscription money app for budgeting, banking, saving and investing, with an AI assistant called Genius.

    Price and fees
    AlbertAlbert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.As of Nov 12, 2026. Source: help.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost
    CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
    Platforms
    AlbertAlbert lists iOS and Android.As of Nov 12, 2026. Source: albert.com
    CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
    App store rating
    AlbertAlbert has 4.7 out of 5 on the App Store from 343,539 ratings.As of Nov 12, 2026. Source: App Store listing
    CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

    How Albert differs from Cleo

    Against Cleo's $5.99 a month, Albert lists $19.99 a month as its lowest paid price. Cleo pairs a free version with paid plans, and Albert sells only paid plans. Albert offers shared budgets and investment tracking, which Cleo's own pages rule out. Cleo keeps couples on a single login, but Albert gives partners separate logins. Albert lists phone support, which isn't on Cleo's support list. Albert is a budgeting app, the same kind of app as Cleo. Like Cleo, Albert links your bank accounts. Like Cleo, Albert runs on iPhone and Android. On goals and AI features, Albert matches Cleo. Neither Albert nor Cleo offers business money tracking and options for kids, going by each app's own pages. Albert lists email and chat support, which Cleo provides too. Like Cleo, Albert is rated 4.7 on the App Store.

    Who it fits

    • Albert lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
    • Albert lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Albert lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
    • Albert lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
    • Copilot Money logo

      Copilot Money

      Budgeting app

      Same category

      Copilot Money is a paid budgeting and tracking app that uses AI to tag your transactions automatically.

      Price and fees
      Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
      CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
      Platforms
      Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
      CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
      App store rating
      Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
      CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

      How Copilot Money differs from Cleo

      On a yearly plan, Copilot Money lists $95 a year, and Cleo charges $44.99 a year. Copilot Money starts at $13 a month, more than Cleo's $5.99 a month. Copilot Money sells only paid plans, while Cleo pairs a free version with its paid ones. Beyond what Cleo covers, Copilot Money also runs on Mac and the web. Cleo also covers Android, which Copilot Money doesn't list. Copilot Money offers investment tracking and business money tracking, which Cleo's own pages rule out. On the App Store, Copilot Money is rated 4.8 from 30,895 ratings, next to Cleo's 4.7 from 268,990 ratings. Copilot Money is a budgeting app, the same kind of app as Cleo. As with Cleo, Copilot Money links your bank accounts. Copilot Money offers goals and AI features, which Cleo includes too. Cleo rules out options for kids on its own pages, and so does Copilot Money. Copilot Money has partners share one login, the same as Cleo. Like Cleo, Copilot Money lists email and chat support.

      Who it fits

      • Copilot Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
      • Copilot Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
      • Copilot Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
    • EveryDollar logo

      EveryDollar

      Budgeting app

      Same category

      EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.

      Price and fees
      EveryDollarEveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Nov 3, 2026. Source: everydollar.com
      CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
      Platforms
      EveryDollarEveryDollar lists iOS, Android and Computer.As of Nov 3, 2026. Source: ramseysolutions.com/money/everydollar
      CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
      App store rating
      EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings.As of Nov 3, 2026. Source: App Store listing
      CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

      How EveryDollar differs from Cleo

      On a yearly plan, EveryDollar lists $79.99 a year, and Cleo charges $44.99 a year. EveryDollar starts at $17.99 a month, more than Cleo's $5.99 a month. Cleo keeps your bank in sync, but EveryDollar syncs banks only when paid. EveryDollar has shared budgets and investment tracking, where Cleo says no. Unlike Cleo, which keeps couples on a single login, EveryDollar gives partners separate logins. Cleo provides email and chat support, which EveryDollar doesn't list. EveryDollar and Cleo are both budgeting apps. EveryDollar has a free version, and Cleo pairs one with paid plans too. EveryDollar offers goals, which Cleo includes too. Like Cleo, EveryDollar says on its own pages that it doesn't offer business money tracking. EveryDollar is rated 4.7 from 84,203 ratings on the App Store, the same 4.7 rating Cleo has.

      Who it fits

      • EveryDollar lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
      • EveryDollar lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
      • EveryDollar lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
    • Goodbudget logo

      Goodbudget

      Budgeting app

      Same category

      Goodbudget is an envelope budgeting app with a free version and a paid Premium version.

      Price and fees
      GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
      CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
      Platforms
      GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
      CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
      App store rating
      GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing
      CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

      How Goodbudget differs from Cleo

      Paying yearly, Goodbudget's lowest price is $80 a year, next to $44.99 a year for Cleo. Goodbudget's lowest listed paid price is $10 a month, higher than Cleo's $5.99 a month. Goodbudget has paid-only bank sync, while Cleo pulls in your bank data. Goodbudget adds the web, beyond Cleo's list. Goodbudget offers shared budgets and exports for tax time, which Cleo's own pages rule out. Goodbudget doesn't list chat support, which Cleo provides. On the App Store, Goodbudget is rated 4.6 from 13,528 ratings, next to Cleo's 4.7 from 268,990 ratings. Goodbudget is a budgeting app, the same kind of app as Cleo. Like Cleo, Goodbudget has a free version. On goals, Goodbudget matches Cleo. Like Cleo, Goodbudget says on its own pages that it doesn't offer business money tracking and options for kids. Like Cleo, Goodbudget has partners share one login. Goodbudget lists email support, which Cleo provides too.

      Who it fits

      • Goodbudget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
      • Goodbudget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
      • Honeydue logo

        Honeydue

        Budgeting app

        Same category

        Honeydue is a free mobile app for couples to track balances, budgets and bills together, with controls over what each partner shares.

        Price and fees
        HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
        CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
        Platforms
        HoneydueHoneydue lists iOS and Android.As of Nov 3, 2026. Source: honeydue.com
        CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
        App store rating
        HoneydueHoneydue has 4.5 out of 5 on the App Store from 10,281 ratings.As of Nov 3, 2026. Source: App Store listing
        CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

        How Honeydue differs from Cleo

        Honeydue is free, while Cleo pairs a free version with paid plans. Where Cleo charges from $5.99 a month, Honeydue is free. Unlike Cleo, Honeydue offers shared budgets and investment tracking. Unlike Cleo, which keeps couples on a single login, Honeydue gives partners separate logins. Honeydue's App Store rating is 4.5 from 10,281 ratings, against 4.7 from 268,990 ratings for Cleo. Like Cleo, Honeydue is a budgeting app. As with Cleo, Honeydue connects to your bank. Honeydue runs on the same platforms Cleo covers: iPhone and Android. Cleo rules out business money tracking and options for kids on its own pages, and so does Honeydue. Like Cleo, Honeydue lists email and chat support.

        Who it fits

        • Honeydue lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
        • Honeydue lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
        • Monarch Money logo

          Monarch Money

          Budgeting app

          Same category

          Monarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.

          Price and fees
          Monarch MoneyMonarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Nov 3, 2026. Source: monarch.com/pricing
          CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
          Platforms
          Monarch MoneyMonarch Money lists Web, iOS and Android.As of Nov 3, 2026. Source: monarch.com
          CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
          App store rating
          Monarch MoneyMonarch Money has 4.9 out of 5 on the App Store from 116,791 ratings.As of Nov 3, 2026. Source: App Store listing
          CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

          How Monarch Money differs from Cleo

          On a yearly plan, Monarch Money lists $99.99 a year, and Cleo charges $44.99 a year. Monarch Money starts at $14.99 a month, while Cleo charges from $5.99 a month. Monarch Money sells only paid plans, while Cleo pairs a free version with its paid ones. Beyond what Cleo covers, Monarch Money also runs on the web. Monarch Money has shared budgets, investment tracking, business money tracking and exports for tax time, where Cleo says no. Monarch Money gives partners separate logins, while Cleo keeps couples on a single login. Cleo provides email and chat support, which Monarch Money doesn't list. On the App Store, Monarch Money is rated 4.9 from 116,791 ratings, next to Cleo's 4.7 from 268,990 ratings. Monarch Money and Cleo are both budgeting apps. Monarch Money syncs with your bank, the same as Cleo. Like Cleo, Monarch Money offers goals and AI features. Cleo rules out options for kids on its own pages, and so does Monarch Money.

          Who it fits

          • Monarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
          • Monarch Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
          • Monarch Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
          • Origin logo

            Origin

            Budgeting app

            Same category

            Origin is a paid app for budgeting, tracking your accounts and investments, and asking an AI advisor about your money, with free partner access.

            Price and fees
            OriginOrigin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan
            CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
            Platforms
            OriginOrigin lists Web, iOS, Android and Mac.As of Nov 12, 2026. Source: useorigin.com
            CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
            App store rating
            OriginOrigin has 4.6 out of 5 on the App Store from 4,019 ratings.As of Nov 12, 2026. Source: App Store listing
            CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

            How Origin differs from Cleo

            Origin's lowest listed paid price is $12.99 a month, higher than Cleo's $5.99 a month. Cleo pairs a free version with paid plans, and Origin sells only paid plans. Origin runs on the web and Mac, which Cleo's list leaves out. Origin has shared budgets, investment tracking and business money tracking, where Cleo says no. Where Cleo keeps couples on a single login, Origin gives partners separate logins. Origin lists phone support, which isn't on Cleo's support list. Origin doesn't list chat support, which Cleo provides. Origin's App Store rating is 4.6 from 4,019 ratings, against 4.7 from 268,990 ratings for Cleo. Origin and Cleo are both budgeting apps. As with Cleo, Origin syncs with your bank. Origin offers goals and AI features, which Cleo includes too. Like Cleo, Origin says on its own pages that it doesn't offer options for kids. Origin lists email support, which Cleo provides too.

            Who it fits

            • Origin lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
            • Origin lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
            • Origin lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
            • Origin lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
            • PocketGuard logo

              PocketGuard

              Budgeting app

              Same category

              PocketGuard is a paid budgeting app that tracks your accounts, bills and budgets and shows what is safe to spend.

              Price and fees
              PocketGuardPocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.As of Nov 3, 2026. Source: pocketguard.com/pricing
              CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
              Platforms
              PocketGuardPocketGuard lists Web, iOS, Apple Watch and Android.As of Nov 3, 2026. Source: pocketguard.com
              CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
              App store rating
              PocketGuardPocketGuard has 4.6 out of 5 on the App Store from 7,683 ratings.As of Nov 3, 2026. Source: App Store listing
              CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

              How PocketGuard differs from Cleo

              Paying yearly, PocketGuard's lowest price is $74.99 a year, next to $44.99 a year for Cleo. PocketGuard starts at $12.99 a month, more than Cleo's $5.99 a month. PocketGuard sells only paid plans, while Cleo pairs a free version with its paid ones. Beyond what Cleo covers, PocketGuard also runs on the web and Apple Watch. PocketGuard offers investment tracking, which Cleo's own pages rule out. On the App Store, PocketGuard is rated 4.6 from 7,683 ratings, next to Cleo's 4.7 from 268,990 ratings. PocketGuard is a budgeting app, the same kind of app as Cleo. Like Cleo, PocketGuard connects to your bank. PocketGuard offers goals and AI features, which Cleo includes too. Like Cleo, PocketGuard says on its own pages that it doesn't offer options for kids. PocketGuard has partners share one login, the same as Cleo. Like Cleo, PocketGuard lists email and chat support.

              Who it fits

              • PocketGuard lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
              • PocketGuard lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
              • PocketGuard lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
              • Quicken Simplifi logo

                Quicken Simplifi

                Budgeting app

                Same category

                Quicken Simplifi is a paid web and mobile app that builds a spending plan from your income, bills and subscriptions.

                Price and fees
                SimplifiQuicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.As of Nov 3, 2026. Source: quicken.com/products/simplifi
                CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
                Platforms
                SimplifiQuicken Simplifi lists Web and Mobile.As of Nov 3, 2026. Source: quicken.com/products/simplifi
                CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
                App store rating
                SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings.As of Nov 3, 2026. Source: App Store listing
                CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

                How Simplifi differs from Cleo

                Simplifi sells only paid plans, while Cleo pairs a free version with its paid ones. Unlike Cleo, Simplifi offers shared budgets, investment tracking and exports for tax time. Unlike Cleo, which keeps couples on a single login, Simplifi gives partners separate logins. Simplifi lists phone support, and Cleo's support list doesn't. Cleo provides email support, which Simplifi doesn't list. Simplifi rates 4.5 from 11,972 ratings on the App Store, where Cleo sits at 4.7 from 268,990 ratings. Like Cleo, Simplifi is a budgeting app. Simplifi links your bank accounts, the same as Cleo. Simplifi offers goals and AI features, which Cleo includes too. Neither Simplifi nor Cleo offers options for kids, going by each app's own pages. Like Cleo, Simplifi lists chat support.

                Who it fits

                • Simplifi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                • Simplifi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                • Simplifi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
              • Rocket Money logo

                Rocket Money

                Budgeting app

                Same category

                Rocket Money is a budgeting app that tracks your spending and subscriptions, with a free version and paid Premium and Premium+ tiers.

                Price and fees
                Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
                CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
                Platforms
                Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
                CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
                App store rating
                Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
                CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

                How Rocket Money differs from Cleo

                Rocket Money adds the web, beyond Cleo's list. Unlike Cleo, Rocket Money offers shared budgets, investment tracking, business money tracking and exports for tax time. Rocket Money gives partners separate logins, while Cleo keeps couples on a single login. On the App Store, Rocket Money is rated 4.5 from 404,690 ratings, next to Cleo's 4.7 from 268,990 ratings. Like Cleo, Rocket Money is a budgeting app. Rocket Money and Cleo both keep a free option. Like Cleo, Rocket Money links your bank accounts. On goals and AI features, Rocket Money matches Cleo. Cleo rules out options for kids on its own pages, and so does Rocket Money. Like Cleo, Rocket Money lists email and chat support.

                Who it fits

                • Rocket Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                • Rocket Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                • Rocket Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
                • YNAB logo

                  YNAB

                  Budgeting app

                  Same category

                  YNAB is a paid budgeting app built around the YNAB Method, where you give every dollar a job before you spend it.

                  Price and fees
                  YNABYNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.As of Nov 3, 2026. Source: ynab.com/pricing
                  CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
                  Platforms
                  YNABYNAB lists Web, iPhone, Android, iPad and Apple Watch.As of Nov 3, 2026. Source: ynab.com/our-app-lineup
                  CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
                  App store rating
                  YNABYNAB has 4.8 out of 5 on the App Store from 62,068 ratings.As of Nov 3, 2026. Source: App Store listing
                  CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

                  How YNAB differs from Cleo

                  For a year up front, YNAB lists $109 a year, against Cleo's $44.99 a year. YNAB's lowest listed paid price is $14.99 a month, higher than Cleo's $5.99 a month. Cleo pairs a free version with paid plans, and YNAB sells only paid plans. Beyond what Cleo covers, YNAB also runs on the web and Apple Watch. Unlike Cleo, YNAB offers shared budgets, investment tracking, business money tracking, exports for tax time and options for kids. Where Cleo keeps couples on a single login, YNAB gives partners separate logins. YNAB rates 4.8 from 62,068 ratings on the App Store, where Cleo sits at 4.7 from 268,990 ratings. Like Cleo, YNAB is a budgeting app. YNAB connects to your bank, the same as Cleo. On goals, YNAB matches Cleo. YNAB lists email and chat support, which Cleo provides too.

                  Who it fits

                  • YNAB lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                  • YNAB lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                  • YNAB lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
                • Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                  Fifecta logo

                  Fifecta

                  Budgeting app

                  Our app

                  Fifecta is the Priceless Tay budgeting app that gives every paycheck a plan with FUNDS, built on your Money Type.

                  Price and fees
                  FifectaFifecta costs $15 a month or $150 a year.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
                  CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
                  Platforms
                  FifectaFifecta lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: pricelesstay.com/fifecta
                  CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
                  App store rating
                  FifectaWeb app, not in app stores.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
                  CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

                  How Fifecta differs from Cleo

                  On a yearly plan, Fifecta lists $150 a year, and Cleo charges $44.99 a year. Against Cleo's $5.99 a month, Fifecta lists $15 a month as its lowest paid price. Cleo pairs a free version with paid plans, and Fifecta sells only paid plans. Unlike Cleo, which pulls in your bank data, Fifecta makes bank sync optional. Unlike Cleo, Fifecta offers shared budgets, investment tracking, business money tracking and exports for tax time. Fifecta doesn't list email and chat support, which Cleo provides. Like Cleo, Fifecta is a budgeting app. Like Cleo, Fifecta offers goals and AI features. Neither Fifecta nor Cleo offers options for kids, going by each app's own pages.

                  Who it fits

                  • Fifecta lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                  • Fifecta lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                  • Fifecta lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

                  AI money tools

                  • Actual Budget logo

                    Actual Budget

                    AI money tool

                    Nearby category

                    Actual Budget is an open source, local-first budgeting app built on envelope budgeting that you can self-host.

                    Price and fees
                    Actual BudgetActual is free and open source, and its desktop apps run locally.As of Nov 3, 2026. Source: github.com/actualbudget/actual
                    CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
                    Platforms
                    Actual BudgetActual Budget lists Windows, macOS and Linux.As of Nov 3, 2026. Source: actualbudget.org/download
                    CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
                    App store rating
                    Actual BudgetDesktop and web app; its official iOS app is in beta testing on TestFlight and there is no official Android app yet.As of Nov 3, 2026. Source: actualbudget.org/docs/faq
                    CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

                    How Actual Budget differs from Cleo

                    Unlike Cleo, which is a budgeting app, Actual Budget is an AI money tool. Cleo pairs a free version with paid plans, and Actual Budget is free. Actual Budget is free, while Cleo charges from $5.99 a month. Actual Budget adds Windows, Mac and Linux, beyond Cleo's list. Actual Budget doesn't list iPhone and Android, which Cleo covers. Actual Budget has shared budgets and investment tracking, where Cleo says no. Where Cleo keeps couples on a single login, Actual Budget gives partners separate logins. Actual Budget doesn't list email and chat support, which Cleo provides. Actual Budget links your bank accounts, the same as Cleo. On goals, Actual Budget matches Cleo.

                    Who it fits

                    • Actual Budget lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                    • Actual Budget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                    • Actual Budget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
                    • Finances in ChatGPT

                      AI money tool

                      Nearby category

                      Finances is a built-in ChatGPT feature that links your bank accounts through Plaid and shows a money dashboard in ChatGPT.

                      Price and fees
                      Finances in ChatGPTOpenAI lists Finances for U.S. Free, Go, Plus and Pro users.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
                      CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
                      Platforms
                      Finances in ChatGPTFinances in ChatGPT lists Web, iOS and Android.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
                      CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
                      App store rating
                      Finances in ChatGPTFeature inside the ChatGPT app.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
                      CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing

                      How Finances in ChatGPT differs from Cleo

                      Unlike Cleo, which is a budgeting app, Finances in ChatGPT is an AI money tool. Finances in ChatGPT runs on the web, which Cleo's list leaves out. Finances in ChatGPT has investment tracking, where Cleo says no. Cleo provides email support, which Finances in ChatGPT doesn't list. Like Cleo, Finances in ChatGPT connects to your bank. Like Cleo, Finances in ChatGPT offers goals and AI features. Like Cleo, Finances in ChatGPT lists chat support.

                      Who it fits

                      • Finances in ChatGPT lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                      • Finances in ChatGPT lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                      • Finances in ChatGPT lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

                      Who Cleo and its alternatives are for

                      Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

                      Just me

                      Budgeting on your own? These are the basics people ask about first.

                      • Is it free?

                        Cleo: Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.

                        As of . Source: web.meetcleo.com

                        Albert: Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.

                        As of . Source: help.albert.com

                        Copilot Money: Copilot Money costs $13 a month, or $95 a year billed yearly.

                        As of . Source: copilot.money

                        EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

                        As of . Source: everydollar.com

                        Goodbudget: Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

                        As of . Source: goodbudget.com

                        Honeydue: Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.

                        As of . Source: support.honeydue.com

                        Monarch Money: Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.

                        As of . Source: monarch.com

                        Origin: Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.

                        As of . Source: support.useorigin.com

                        PocketGuard: PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.

                        As of . Source: pocketguard.com

                        Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

                        As of . Source: quicken.com

                        Rocket Money: Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.

                        As of . Source: rocketmoney.com

                        YNAB: YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

                        As of . Source: ynab.com

                        Fifecta: Fifecta costs $15 a month or $150 a year.

                        As of . Source: pricelesstay.com

                        Actual Budget: Actual is free and open source, and its desktop apps run locally.

                        As of . Source: github.com

                        Finances in ChatGPT: OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.

                        As of . Source: help.openai.com

                      • Does it connect to my bank and import transactions?

                        Cleo: Yes. Cleo's App Store listing says features like Money IQ need at least one bank account connected to the Cleo app.

                        As of . Source: apps.apple.com

                        Albert: Yes. Albert says it supports thousands of institutions to auto sync your balances and transactions.

                        As of . Source: albert.com

                        Copilot Money: Yes. Copilot Money says it works with multiple data aggregators, starting with Plaid, so connected accounts update automatically. You can also add manual accounts.

                        As of . Source: help.copilot.money

                        EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.

                        As of . Source: ramseysolutions.com

                        Goodbudget: Premium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.

                        As of . Source: goodbudget.com

                        Honeydue: Yes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments.

                        As of . Source: honeydue.com

                        Monarch Money: Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.

                        As of . Source: monarch.com

                        Origin: Yes. Origin says you can connect to over 11,000 financial institutions.

                        As of . Source: useorigin.com

                        PocketGuard: Yes. PocketGuard says it connects to more than 20,000 institutions in the US, Canada and the UK through Plaid, Finicity and Salt Edge.

                        As of . Source: pocketguard.com

                        Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.

                        As of . Source: quicken.com

                        Rocket Money: Yes. Rocket Money says it connects to your accounts through Plaid.

                        As of . Source: rocketmoney.com

                        YNAB: Yes. YNAB lets you connect your accounts and import transactions.

                        As of . Source: ynab.com

                        Fifecta: Optional. Fifecta connects banks through Plaid with read-only access, and you can type your income and spending in by hand instead.

                        As of . Source: pricelesstay.com

                        Actual Budget: Yes. Actual has built-in bank syncing through goCardless in the EU and UK and SimpleFIN in the US and Canada.

                        As of . Source: actualbudget.org

                        Finances in ChatGPT: Yes. OpenAI says Finances connects bank accounts through Plaid and credit through Experian, as separate connections.

                        As of . Source: help.openai.com

                      • Is there support from the app's makers if I need help?

                        Cleo: Yes. In-app chat (Ask Cleo) and email.

                        In their words: “the fastest way to get help is in Ask Cleo.”

                        As of . Source: web.meetcleo.com

                        Albert: Yes. Virtual assistant chat, live agent over text or email and phone (support options and voicemail).

                        In their words: “You can always ask to transfer to a live support agent to get continued support over text or email. Call us at (844) 891-9309 to listen to support options over the phone or leave a voicemail.”

                        As of . Source: help.albert.com

                        Copilot Money: Yes. In-app chat and email.

                        In their words: “Still have questions? Contact us in the app or at support@copilot.money.”

                        As of . Source: help.copilot.money

                        EveryDollar: Yes. Live person (free) and coaching (premium).

                        In their words: “Get support from a live person if you need help.”

                        As of . Source: ramseysolutions.com

                        Goodbudget: Yes. Community (Free) and email (Premium).

                        In their words: “Email support”

                        As of . Source: goodbudget.com

                        Honeydue: Yes. Email and in-app chat.

                        In their words: “You can email us at support@honeydue.com about any concerns, bugs, or suggestions.”

                        As of . Source: support.honeydue.com

                        Monarch Money: Yes. In-app help (instant answer) and support ticket.

                        In their words: “Click Contact Support to get an instant answer or submit a ticket.”

                        As of . Source: help.monarch.com

                        Origin: Yes. AI bot with a team member on request (app and web), scheduled phone call and email.

                        In their words: “Prefer to speak to someone directly? Schedule a call with our Support team at a time that works for you.”

                        As of . Source: support.useorigin.com

                        PocketGuard: Yes. Email, AI chat and priority human support (paid plan).

                        In their words: “If you have any issues, questions, or suggestions, please feel free to contact us at support@pocketguard.com.”

                        As of . Source: pocketguard.com

                        Simplifi: Yes. Live chat, phone and community.

                        In their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.”

                        As of . Source: support.simplifi.quicken.com

                        Rocket Money: Yes. In-app chat and email.

                        In their words: “However, as we are an app-based service, all our support is currently provided digitally.”

                        As of . Source: help.rocketmoney.com

                        YNAB: Yes. Chatbot with human handoff and email.

                        In their words: “please tell the chatbot you need a human or send us an email to ensure that your message gets to our Support team!”

                        As of . Source: support.ynab.com

                        Fifecta: Yes. Contact form.

                        In their words: “Questions about these terms? Use our contact form.”

                        As of . Source: pricelesstay.com

                        Actual Budget: Yes. Community Discord (#support channel) and GitHub issues.

                        In their words: “For questions about installing or using Actual, join our Discord and make a new post in the #support channel”

                        As of . Source: actualbudget.org

                        Finances in ChatGPT: Yes. Chat (OpenAI Help Center).

                        In their words: “Need more help? Contact us for product questions, account support and general troubleshooting.”

                        As of . Source: help.openai.com

                      A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

                      FAQ

                      What are the closest alternatives to Cleo?

                      The closest alternatives to Cleo are Albert, Copilot Money and EveryDollar, because Albert, Copilot Money and EveryDollar are also budgeting apps. This list is ordered by how close each app's category is to Cleo's, not by how good it is.

                      How much does Cleo cost?

                      Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month. We checked this on Nov 3, 2026.

                      What is Cleo's app store rating?

                      Cleo has 4.7 out of 5 on the App Store from 268,990 ratings. That's a snapshot from the store listing on Nov 12, 2026, not our score.

                      What devices does Cleo work on?

                      Cleo lists iOS and Android. We checked this on Nov 12, 2026.

                      Keep comparing

                      Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                      Want a plan built on your Money Type?

                      Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

                      Sources and confidence

                      Last checked
                      Sourced facts
                      89 facts, each linked and dated
                      Cleo5 sourced facts, last checked Nov 12, 2026
                      Albert6 sourced facts, last checked Nov 12, 2026
                      Copilot Money6 sourced facts, last checked Nov 3, 2026
                      EveryDollar6 sourced facts, last checked Nov 3, 2026
                      Goodbudget6 sourced facts, last checked Nov 3, 2026
                      Honeydue6 sourced facts, last checked Nov 3, 2026
                      Monarch Money6 sourced facts, last checked Nov 3, 2026
                      Origin6 sourced facts, last checked Nov 12, 2026
                      PocketGuard6 sourced facts, last checked Nov 3, 2026
                      Quicken Simplifi6 sourced facts, last checked Nov 3, 2026
                      Rocket Money6 sourced facts, last checked Nov 3, 2026
                      YNAB6 sourced facts, last checked Nov 3, 2026
                      FifectaOur app6 sourced facts, last checked Nov 3, 2026
                      Actual Budget6 sourced facts, last checked Nov 3, 2026
                      Finances in ChatGPT6 sourced facts, last checked Nov 3, 2026

                      Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                      Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

                      This is education, not financial advice.