Bank app comparison
Marcus by Goldman Sachs vs Upgrade app
Store facts as of
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Marcus by Goldman Sachs
Banking app
Visit site for Marcus by Goldman Sachs (opens in a new tab)
Upgrade
Banking app
Visit site for Upgrade (opens in a new tab)
Short answer
On the App Store, Marcus by Goldman Sachs has a store rating of 4.9 out of 5 from 278,153 ratings, and Upgrade has a store rating of 4.8 out of 5 from 83,685 ratings, as of Nov 12, 2026. Marcus by Goldman Sachs last updated its iPhone app on Nov 5, 2026, and Upgrade on Oct 16, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 2, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Marcus by Goldman Sachs
Google Play rating (Android)
4.9out of 5
22.1K reviews, as shown on Google Play. Updated on Oct 2, 2026.
As of · Google Play listing
Upgrade
Google Play rating (Android)
4.4out of 5
29.9K reviews, as shown on Google Play. Updated on Oct 15, 2026.
As of · Google Play listing
Updates and app facts
Marcus by Goldman Sachs last updated its iPhone app on Nov 5, 2026, 7 days before we checked, and Google Play shows its Android app updated on Oct 2, 2026. Upgrade last updated its iPhone app on Oct 16, 2026, 27 days before we checked, and Google Play shows its Android app updated on Oct 15, 2026.
Marcus by Goldman Sachs
- Last App Store update
- Version 2.27.0, released Nov 5, 2026
- App size
- 78.7 MB
- Requires
- iOS 17.4 or later
- Runs on
- iPhone and iPad
- Languages
- 1 (English)
- Developer
- Goldman Sachs
As of · App Store listing
Upgrade
- Last App Store update
- Version 1.35.1, released Oct 16, 2026
- App size
- 97.6 MB
- Requires
- iOS 15.1 or later
- Runs on
- iPhone and iPod touch
- Languages
- 2 (English and French)
- Developer
- Upgrade, Inc.
As of · App Store listing
Features each bank states
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Marcus by Goldman Sachs
Upgrade
Card lock and unlock
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Marcus by Goldman Sachs
App Store marketing imageA Good Morning home screen listing an Online Savings balance of $52,008.30 and a Certificate of deposit balance of $23,401.11, with Discover more tiles and a bottom tab bar.App Store listing, as of 
Google Play marketing imageAn Android Good morning home screen listing an Online Savings balance of $47,728.99 and a Certificate of Deposit balance of $55,763.19 with Discover more tiles.Google Play listing, as of 
From Marcus by Goldman Sachs's websiteA Good Morning home screen with a What's new? button, a total deposits balance of $42,224.84, and an Accounts list with Online Savings at $16,900.32 and a Certificate of Deposit.marcus.com, as of 
App Store marketing imageTwo account cards showing an Online Savings balance of $52,008.30 and a Certificate of deposit balance of $23,401.11.App Store listing, as of 
App Store marketing imageA bottom tab bar with Accounts, Transfer/Pay, Help and Profile.App Store listing, as of 
App Store marketing imageA Marcus Savings card showing an $18,561.69 current balance, earnings year to date and amount available to use.App Store listing, as of
Upgrade
Google Play marketing imageAn Android Upgrade menu listing Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay.Google Play listing, as of 
Google Play marketing imageThe Android Upgrade menu: Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay, each with an icon.Google Play listing, as of
Transfer and send
Marcus by Goldman Sachs
App Store marketing imageA Transfer screen tracking a transfer through Transfer scheduled, Earning interest and Funds available steps, with an explanation and a Got it button.App Store listing, as of 
Google Play marketing imageAn Android Track my transfer screen with Transfer scheduled, Earning interest and Funds available steps and a Got it button.Google Play listing, as of 
From Marcus by Goldman Sachs's websiteA loan screen showing $5,963.00 principal remaining with a Make a payment button, partly covered by a Track my transfer panel with Transfer scheduled and Earning interest checked, Funds available pending, and a Got it button.marcus.com, as of 
App Store marketing imageA vertical tracker with Transfer scheduled and Earning interest checked and Funds available still pending.App Store listing, as of
Upgrade
App Store marketing imageA tilted Upgrade screen with a green check mark: "Success! $500 on the way", a Cash Advance of $500.00 to an account ending 3438, and Auto Repayment and Due Date rows.App Store listing, as of
Card controls
Marcus by Goldman Sachs
No official screen found yet
Upgrade
Google Play marketing imageA OneCard Essentials screen showing $2,500.00 available credit and a $250.00 current balance, with a Rewards card showing $3.28 available and an Activity list.Google Play listing, as of 
App Store marketing imageAn Upgrade Card screen showing $2,500.00 available credit, a Rewards and Benefits card with a $3.28 available rewards balance and a Redeem button, and an Autopay row.App Store listing, as of Google Play marketing imageAn Android OneCard Essentials screen: $2,500.00 available credit, $250.00 current balance, an enlarged Rewards card with a $3.28 available rewards balance placed over the screen and an Activity list starting with a pending Amazon purchase of $129.99.Google Play listing, as of 
App Store marketing imageA green Upgrade Card tile showing $2,500.00 available credit.App Store listing, as of 
App Store marketing imageA Rewards and Benefits card showing a $3.28 available rewards balance with a Redeem button.App Store listing, as of
Settings and security
Marcus by Goldman Sachs
From Marcus by Goldman Sachs's websiteTwo angled screens: a Welcome to Marcus sign in form with email and password fields, and a prompt asking Do you want to enable Face ID to access your account? with Enable Face ID and Not now buttons.marcus.com, as of 
From Marcus by Goldman Sachs's websiteA How can we help you today? screen with commonly asked questions about making a transfer, transfer limits, security, funding a CD, beneficiaries and Marcus Referred.marcus.com, as of
Upgrade
No official screen found yet
Transactions
Marcus by Goldman Sachs
App Store marketing imageA Marcus Savings account screen showing a $18,561.69 current balance, earnings year to date, available to use, and a transactions list with a deposit and a withdrawal, plus a Make a transfer button.App Store listing, as of 
Google Play marketing imageAn Android Marcus Savings screen showing an $18,561.69 balance, account details and a transactions list with a Make a transfer button.Google Play listing, as of 
App Store marketing imageA transactions list with a $350.00 deposit and a $750.00 withdrawal and running balances.App Store listing, as of
Upgrade
Google Play marketing imageActivity with an Amazon Purchase dated Apr 02, marked Pending, for $129.99.Google Play listing, as of
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Marcus by Goldman Sachs
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Upgrade
Data Used to Track You
- Identifiers
Data Linked to You
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Marcus by Goldman Sachs
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Marcus by Goldman Sachs and Upgrade?
Marcus by Goldman Sachs has a store rating of 4.9 out of 5 from 278,153 ratings. Upgrade has a store rating of 4.8 out of 5 from 83,685 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Marcus by Goldman Sachs and Upgrade?
Marcus by Goldman Sachs shows 4.9 out of 5 (22.1K reviews) on Google Play, and Upgrade shows 4.4 out of 5 (29.9K reviews).
When were the Marcus by Goldman Sachs and Upgrade iPhone apps last updated?
Marcus by Goldman Sachs released version 2.27.0 on Nov 5, 2026. Upgrade released version 1.35.1 on Oct 16, 2026.
Which Apple devices do the Marcus by Goldman Sachs and Upgrade apps run on?
The App Store lists iPhone and iPad for Marcus by Goldman Sachs, and iPhone and iPod touch for Upgrade.
Which app features do both Marcus by Goldman Sachs and Upgrade state?
Both banks' official sources state automatic saving and face or fingerprint sign-in.
Which app features does only one of Marcus by Goldman Sachs and Upgrade offer?
Upgrade offers mobile check deposit, card lock and unlock, and Apple Pay or Google Pay, which Marcus by Goldman Sachs's official sources say it doesn't offer.
Keep comparing
- See every fact on the Marcus by Goldman Sachs app page, with all four screenshots.
- See every fact on the Upgrade app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Marcus by Goldman Sachs
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Marcus by Goldman Sachs's official sources: marcus.com/us/en/faqs, marcus.com/us/en/marcus-mobile-banking-app.
- marcus.com answers direct requests from this session with a security challenge (403). On 2026-10-25 the Marcus app page and FAQs were read through the r.jina.ai reader, which fetches the official page as is; each feature cites the official URL. The app page says 'Does the Marcus app support mobile check deposits or loan payments by check? At this time, we can only accept checks by US Mail.', so mobile check deposit is recorded as not offered. The FAQs say 'At this time, we do not offer a debit card or ATM card for Marcus savings accounts.', so card lock and Apple Pay or Google Pay are recorded as not offered too (there is no card to lock or add to a wallet). Alerts, spending insights, a virtual assistant and a credit score are not stated on the app page, FAQs or Security Center.
- On 2026-10-25 a second pass read the Marcus FAQs again through the r.jina.ai reader. Under 'Can I send a wire transfer to a third party?' they say 'At this time, we are only able to send wire transfer requests to an account that you own at another bank. We are not able to send or make payments to a third party.' The same FAQs say an external account must be in your name and owned by you, so sending money to people is recorded as not offered.
- The app is live in the US App Store (developer Goldman Sachs, last updated 2026-10-06) and on Google Play, so it is kept in the set with its store data.
Upgrade
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Upgrade's official sources: upgrade.com/help/deposit-checking-savings/rewards-checking/what-is-mobile-deposit, upgrade.com/help/deposit-checking-savings/rewards-checking/what-if-my-upgrade-visa-debit-card-is-lost-or-stolen, upgrade.com/rewards-checking, upgrade.com/rewards-checking-preferred, upgrade.com/mobile-app.
- Upgrade's help center says Rewards Checking Preferred customers use the Upgrade mobile app (help page 'Does Rewards Checking Preferred have a mobile app?').
This is education, not financial advice.
