Bank app comparison
KeyBank vs Varo app
Store facts as of
Short answer
On the App Store, KeyBank has a store rating of 4.7 out of 5 from 259,269 ratings, and Varo has a store rating of 4.9 out of 5 from 233,533 ratings, as of Oct 24, 2026. KeyBank last updated its iPhone app on Oct 21, 2026, and Varo on Oct 22, 2026. Of the 10 app features we look for on each bank's own website, we found 10 stated by KeyBank and 6 by Varo.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
KeyBank
Google Play rating (Android)
4.2out of 5
100K reviews, as shown on Google Play. Updated on Oct 20, 2026.
As of · Google Play listing
Varo
Google Play rating (Android)
4.5out of 5
245K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
Updates and app facts
KeyBank last updated its iPhone app on Oct 21, 2026, 3 days before we checked, and Google Play shows its Android app updated on Oct 20, 2026. Varo last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.
KeyBank
- Last App Store update
- Version 5.0.27, released Oct 21, 2026
- App size
- 157.7 MB
- Requires
- iOS 13.0 or later
- Runs on
- iPhone, iPad, iPod touch, Mac and Apple Vision
- Languages
- 3 (English and 2 more)
- Developer
- KeyBank
As of · App Store listing
Varo
- Last App Store update
- Version 4.43.0, released Oct 22, 2026
- App size
- 128.2 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone, iPad and Apple Vision
- Languages
- 1 (English)
- Developer
- Varo Money inc
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
KeyBank
No official screen found yet
Varo
App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of 
App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of 
App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of
Transfer and send
KeyBank
App Store marketing imageA Transfer Money confirmation with a green check mark, a Transfer Submitted message, a confirmation number, the pay from and pay to accounts, a $100.00 amount and a send date.App Store listing, as of 
App Store marketing imageA green check mark with Transfer Submitted and a confirmation number.App Store listing, as of
Varo
No official screen found yet
Card controls
KeyBank
No official screen found yet
Varo
App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of
Settings and security
KeyBank
App Store marketing imageA sign in screen showing the KeyBank key logo with a Face ID prompt in the center and a loading spinner below.App Store listing, as of 
App Store marketing imageA Manage Alerts screen for a Key Smart Checking account with toggles grouped under Automatic, Balances, Transactions and Card Activity.App Store listing, as of 
App Store marketing imageAlert settings for balances, transactions and card activity, each marked On or Off.App Store listing, as of
Varo
No official screen found yet
Reports and insights
KeyBank
No official screen found yet
Varo
App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of 
From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of 
App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of
Transactions
KeyBank
From KeyBank's websiteA Key Smart Checking account screen showing a $6,273.37 available balance, Pay Bill and More buttons, a statements link, Search Transactions, and an Activity list with purchases and running balances.key.com, as of
Varo
No official screen found yet
Check deposit
KeyBank
App Store marketing imageA Check Deposit screen with a KeyBank Hassle Free Account selected, a $10.00 amount, a Limits and Funds Availability link and Front and Back check photo boxes.App Store listing, as of 
App Store marketing imageA Front check photo box with green corner guides and a camera icon.App Store listing, as of
Varo
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
KeyBank
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Contact Info
- Identifiers
Data Not Linked to You
- Diagnostics
As of · App Store listing
Varo
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Contacts
As of · App Store listing
Accessibility labels
KeyBank
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Varo
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for KeyBank and Varo?
KeyBank has a store rating of 4.7 out of 5 from 259,269 ratings. Varo has a store rating of 4.9 out of 5 from 233,533 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for KeyBank and Varo?
KeyBank shows 4.2 out of 5 (100K reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).
When were the KeyBank and Varo iPhone apps last updated?
KeyBank released version 5.0.27 on Oct 21, 2026. Varo released version 4.43.0 on Oct 22, 2026.
Which Apple devices do the KeyBank and Varo apps run on?
The App Store lists iPhone, iPad, iPod touch, Mac and Apple Vision for KeyBank, and iPhone, iPad and Apple Vision for Varo.
Which app features does KeyBank state that we did not find for Varo?
KeyBank's own website states mobile check deposit, budgeting or spending insights, virtual assistant and face or fingerprint sign-in. We did not find those stated on Varo's website, which does not mean the Varo app lacks them.
Keep comparing
- See every fact on the KeyBank app page, with all four screenshots.
- See every fact on the Varo app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
KeyBank
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from KeyBank's own website: key.com/personal/online-banking/online-banking.html, key.com/personal/online-banking/zelle.html, key.com/personal/online-banking/mykey-virtual-assistant.html, key.com/personal/online-banking/touch-id.html, key.com/personal/online-banking/digital-wallet.html.
Varo
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Varo's own website: varomoney.com/security-and-control, varomoney.com/mobile-banking, varomoney.com/automatic-savings-tools, varomoney.com/credit-builder, varomoney.com/debit-card.
This is education, not financial advice.
