Bank app comparison
KeyBank vs Varo app
Store facts as of
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Short answer
On the App Store, KeyBank has a store rating of 4.7 out of 5 from 262,789 ratings, and Varo has a store rating of 4.9 out of 5 from 233,523 ratings, as of Nov 12, 2026. KeyBank last updated its iPhone app on Oct 21, 2026, and Varo on Nov 10, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 9, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
KeyBank
Google Play rating (Android)
4.2out of 5
101K reviews, as shown on Google Play. Updated on Oct 20, 2026.
As of · Google Play listing
Varo
Google Play rating (Android)
4.5out of 5
245K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
Updates and app facts
KeyBank last updated its iPhone app on Oct 21, 2026, 22 days before we checked, and Google Play shows its Android app updated on Oct 20, 2026. Varo last updated its iPhone app on Nov 10, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.
KeyBank
- Last App Store update
- Version 5.0.27, released Oct 21, 2026
- App size
- 157.7 MB
- Requires
- iOS 13.0 or later
- Runs on
- iPhone, iPad, iPod touch, Mac and Apple Vision
- Languages
- 3 (English and 2 more)
- Developer
- KeyBank
As of · App Store listing
Varo
- Last App Store update
- Version 4.44.1, released Nov 10, 2026
- App size
- 128.2 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone, iPad and Apple Vision
- Languages
- 1 (English)
- Developer
- Varo Money inc
As of · App Store listing
Features each bank states
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Mobile check deposit
Card lock and unlock
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
KeyBank
App Store marketing imageThe iPad Accounts screen: Good Afternoon, Samantha with account cards for a transfer account at $0.84, a checking account at $604.66, a Health Savings Account at $0.05 and a KeyBasic Credit Line at $1,753.55, each with Deposit, Pay Bill, Transfer or Zelle buttons, plus HSA and retirement prompts.App Store listing, as of 
App Store marketing imageA tilted accounts list: Key Smart Checking $1,307.95, Key Active Saver $2,697.95 and Key Cashback Credit Card $542.12, each with Deposit or More buttons.App Store listing, as of 
App Store marketing imageA checking account card: $0.84 available balance as of Sep 19, 2023, with Deposit, Pay Bill, Transfer and Zelle buttons.App Store listing, as of 
App Store marketing imageThe tab bar: Accounts, Pay & Transfer, Help Hub, Open Acct and More.App Store listing, as of
Varo
App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of 
App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of 
App Store marketing imageThe iPad Bank account screen: All, Money out and Money in filters, an available balance of $2,352.47 with Move money and View card buttons, a "You saved $10.95 this month in fees!" banner placed over it and a pending transfer to savings.App Store listing, as of 
App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of
Transfer and send
KeyBank
App Store marketing imageA Transfer Money confirmation with a green check mark, a Transfer Submitted message, a confirmation number, the pay from and pay to accounts, a $100.00 amount and a send date.App Store listing, as of 
App Store marketing imageThe Transfer Money form: From Account and To Account pickers, an amount of $0.00, Send On today, Frequency, Add External Account and Cancel and Review buttons.App Store listing, as of 
App Store marketing imageA green check mark with Transfer Submitted and a confirmation number.App Store listing, as of
Varo
App Store marketing imageA Zelle confirmation on iPad: "You sent Chris $600.00" with the memo "rent" and a house illustration.App Store listing, as of
Card controls
KeyBank
No official screen found yet
Varo
App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of
Settings and security
KeyBank
App Store marketing imageA sign in screen showing the KeyBank key logo with a Face ID prompt in the center and a loading spinner below.App Store listing, as of 
App Store marketing imageA Manage Alerts screen for a Key Smart Checking account with toggles grouped under Automatic, Balances, Transactions and Card Activity.App Store listing, as of 
App Store marketing imageAlert settings for balances, transactions and card activity, each marked On or Off.App Store listing, as of
Varo
App Store marketing imageThree settings rows with switches on: Lock your card with your phone, Real-time transaction alerts, and Face ID and fingerprint privacy.App Store listing, as of
Goals
KeyBank
No official screen found yet
Varo
App Store marketing imageA Savings account with $1,987.00 available, interest earned, an "Earn more with 3.75% APY" banner placed over it and pending and posted transfers.App Store listing, as of
Reports and insights
KeyBank
No official screen found yet
Varo
App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of 
From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of 
App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of
Transactions
KeyBank
From KeyBank's websiteA Key Smart Checking account screen showing a $6,273.37 available balance, Pay Bill and More buttons, a statements link, Search Transactions, and an Activity list with purchases and running balances.key.com, as of
Varo
No official screen found yet
Check deposit
KeyBank
App Store marketing imageA Check Deposit screen with a KeyBank Hassle Free Account selected, a $10.00 amount, a Limits and Funds Availability link and Front and Back check photo boxes.App Store listing, as of 
App Store marketing imageA Front check photo box with green corner guides and a camera icon.App Store listing, as of
Varo
No official screen found yet
AI assistant
KeyBank
App Store marketing imageThe Help Hub: MyKey, a virtual assistant available 24/7, with an Ask MyKey button and Quick Actions such as Pay a Bill, Access Tax Forms, Order Checks, Manage Cards and Manage Alerts.App Store listing, as of
Varo
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
KeyBank
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Contact Info
- Identifiers
Data Not Linked to You
- Diagnostics
As of · App Store listing
Varo
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Contacts
As of · App Store listing
Accessibility labels
KeyBank
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Varo
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for KeyBank and Varo?
KeyBank has a store rating of 4.7 out of 5 from 262,789 ratings. Varo has a store rating of 4.9 out of 5 from 233,523 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for KeyBank and Varo?
KeyBank shows 4.2 out of 5 (101K reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).
When were the KeyBank and Varo iPhone apps last updated?
KeyBank released version 5.0.27 on Oct 21, 2026. Varo released version 4.44.1 on Nov 10, 2026.
Which Apple devices do the KeyBank and Varo apps run on?
The App Store lists iPhone, iPad, iPod touch, Mac and Apple Vision for KeyBank, and iPhone, iPad and Apple Vision for Varo.
Which app features do both KeyBank and Varo state?
Both banks' official sources state mobile check deposit, card lock and unlock, sending money to people, account alerts, budgeting or spending insights, automatic saving, a virtual assistant, a credit score in the app, and Apple Pay or Google Pay.
Keep comparing
- See every fact on the KeyBank app page, with all four screenshots.
- See every fact on the Varo app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
KeyBank
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from KeyBank's official sources: key.com/personal/online-banking/online-banking.html, key.com/personal/online-banking/zelle.html, key.com/personal/online-banking/mykey-virtual-assistant.html, key.com/personal/online-banking/touch-id.html, key.com/personal/online-banking/digital-wallet.html.
Varo
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Varo's official sources: support.varomoney.com/hc/en-us/articles/115011614328-Deposit-Checks, varomoney.com/security-and-control, varomoney.com/mobile-banking, support.varomoney.com/hc/en-us/articles/24604596039828-Money-Insights, varomoney.com/automatic-savings-tools, support.varomoney.com/hc/en-us/articles/360000334946-Contact-Us, varomoney.com/credit-builder, varomoney.com/debit-card.
This is education, not financial advice.
