Bank app comparison
Chase vs Upgrade app
Store facts as of
Short answer
On the App Store, Chase has a store rating of 4.8 out of 5 from 9,578,415 ratings, and Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings, as of Oct 24, 2026. Chase last updated its iPhone app on Oct 11, 2026, and Upgrade on Oct 16, 2026. Of the 10 app features we look for on each bank's own website, we found 9 stated by Chase and 3 by Upgrade.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Chase
Google Play rating (Android)
4.8out of 5
2.17M reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
Upgrade
Google Play rating (Android)
4.4out of 5
29.9K reviews, as shown on Google Play. Updated on Oct 15, 2026.
As of · Google Play listing
Updates and app facts
Chase last updated its iPhone app on Oct 11, 2026, 13 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026. Upgrade last updated its iPhone app on Oct 16, 2026, 8 days before we checked, and Google Play shows its Android app updated on Oct 15, 2026.
Chase
- Last App Store update
- Version 4.794, released Oct 11, 2026
- App size
- 474.1 MB
- Requires
- iOS 17.4 or later
- Runs on
- iPhone and iPad
- Languages
- 2 (English and Spanish)
- Developer
- JPMorgan Chase & Co.
As of · App Store listing
Upgrade
- Last App Store update
- Version 1.35.1, released Oct 16, 2026
- App size
- 97.6 MB
- Requires
- iOS 15.1 or later
- Runs on
- iPhone and iPod touch
- Languages
- 2 (English and French)
- Developer
- Upgrade, Inc.
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Chase
No official screen found yet
Upgrade
Google Play marketing imageAn Android Upgrade menu listing Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay.Google Play listing, as of
Transfer and send
Chase
App Store marketing imageAn Enter Amount screen for sending $25.00 to a contact, with a memo field, a pay from account, a send date and a Review and send button.App Store listing, as of 
From Chase's websiteA General Savings screen asking When do you want to transfer money? with options for On a schedule and When I get a deposit.chase.com, as of 
From Chase's websiteAn Enter Amount screen for sending $50.00 to Amber Davis, with memo, pay from account, send date and Review and send button.chase.com, as of 
App Store marketing imageA payment form with recipient, $25.00 amount, optional memo, pay from account, send on date, repeat payment toggle and Review and send button.App Store listing, as of
Upgrade
No official screen found yet
Card controls
Chase
App Store marketing imageA Lock and Unlock Your Card screen with one debit card unlocked, another shown as locked, and an explanation of what locking does.App Store listing, as of 
From Chase's websiteA Lock and Unlock Card screen with a credit card toggled to Locked, a You've locked your card message, an explanation, and an Apple Pay section.chase.com, as of 
From Chase's help centerA Lock and unlock your card screen titled Misplaced your card?, explaining what locking blocks, with a credit card toggled to Locked.chase.com, as of 
App Store marketing imageA debit card row with its toggle switched to Locked and a confirmation that reads You've locked your card.App Store listing, as of
Upgrade
Google Play marketing imageA OneCard Essentials screen showing $2,500.00 available credit and a $250.00 current balance, with a Rewards card showing $3.28 available and an Activity list.Google Play listing, as of 
App Store marketing imageAn Upgrade Card screen showing $2,500.00 available credit, a Rewards and Benefits card with a $3.28 available rewards balance and a Redeem button, and an Autopay row.App Store listing, as of 
App Store marketing imageA green Upgrade Card tile showing $2,500.00 available credit.App Store listing, as of 
App Store marketing imageA Rewards and Benefits card showing a $3.28 available rewards balance with a Redeem button.App Store listing, as of
Settings and security
Chase
Upgrade
No official screen found yet
Investments
Chase
App Store marketing imageA stock quote screen for Elly Inc. showing an 80.58 share price, a one year price chart, and Watch and Trade buttons.App Store listing, as of 
From Chase's websiteA self-directed investing account showing $20,691.92 with a one day chart, available funds of $259.11, and Explore, Trade, Transfer and More buttons.chase.com, as of 
App Store marketing imageWatch and Trade buttons below a stock chart.App Store listing, as of
Upgrade
No official screen found yet
Goals
Chase
App Store marketing imageA J.P. Morgan Wealth Plan screen showing $1,755.00 in monthly spending on a line chart and a Goals section with a retirement goal.App Store listing, as of 
App Store marketing imageA Goals card listing long-term goals and a My Retirement goal marked Looks good.App Store listing, as of
Upgrade
No official screen found yet
Reports and insights
Chase
App Store marketing imageA Chase Snapshot screen showing $59 in credit and debit card usage on a daily chart and a cash flow card showing $997.App Store listing, as of 
App Store marketing imageA daily card usage chart totaling $59 with today's card transactions listed below.App Store listing, as of
Upgrade
No official screen found yet
Check deposit
Chase
App Store marketing imageA Chase QuickDeposit camera screen framing the front of a check, with a Looks good indicator and an auto capture control.App Store listing, as of 
From Chase's websiteA Chase QuickDeposit screen with a deposit account, a $1,524.24 deposit amount, Front and Back photo boxes and a Next button.chase.com, as of 
App Store marketing imageA camera viewfinder outlining a check with a Looks good label.App Store listing, as of
Upgrade
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Chase
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Diagnostics
As of · App Store listing
Upgrade
Data Used to Track You
- Identifiers
Data Linked to You
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Chase
- VoiceOver
- Larger Text
- Differentiate Without Color Alone
- Sufficient Contrast
- Reduced Motion
- Captions
- Audio Descriptions
As of · App Store listing
FAQ
What are the App Store ratings for Chase and Upgrade?
Chase has a store rating of 4.8 out of 5 from 9,578,415 ratings. Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Chase and Upgrade?
Chase shows 4.8 out of 5 (2.17M reviews) on Google Play, and Upgrade shows 4.4 out of 5 (29.9K reviews).
When were the Chase and Upgrade iPhone apps last updated?
Chase released version 4.794 on Oct 11, 2026. Upgrade released version 1.35.1 on Oct 16, 2026.
Which Apple devices do the Chase and Upgrade apps run on?
The App Store lists iPhone and iPad for Chase, and iPhone and iPod touch for Upgrade.
Which app features does Chase state that we did not find for Upgrade?
Chase's own website states card lock and unlock, send money to people, budgeting or spending insights, automatic saving, face or fingerprint sign-in and credit score in the app. We did not find those stated on Upgrade's website, which does not mean the Upgrade app lacks them.
Keep comparing
- See every fact on the Chase app page, with all four screenshots.
- See every fact on the Upgrade app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Chase
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Chase's own website: chase.com/digital/mobile-banking, chase.com/digital/digital-payments/apple-pay.
Upgrade
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Upgrade's own website: upgrade.com/help/deposit-checking-savings/rewards-checking/what-is-mobile-deposit, upgrade.com/rewards-checking.
- Upgrade's help center says Rewards Checking Preferred customers use the Upgrade mobile app (help page 'Does Rewards Checking Preferred have a mobile app?').
This is education, not financial advice.
