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Bank app comparison

Cash App vs Upgrade app

Store facts as of

Short answer

On the App Store, Cash App has a store rating of 4.8 out of 5 from 8,771,856 ratings, and Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings, as of Oct 24, 2026. Cash App last updated its iPhone app on Oct 22, 2026, and Upgrade on Oct 16, 2026. Of the 10 app features we look for on each bank's own website, we found 9 stated by Cash App and 3 by Upgrade.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Cash App app iconCash App

App Store rating (iPhone)

4.8out of 5

8,771,856 ratings

As of · App Store listing

Google Play rating (Android)

4.7out of 5

4.51M reviews, as shown on Google Play. Updated on Oct 23, 2026.

As of · Google Play listing

Upgrade app iconUpgrade

App Store rating (iPhone)

4.9out of 5

83,655 ratings

As of · App Store listing

Google Play rating (Android)

4.4out of 5

29.9K reviews, as shown on Google Play. Updated on Oct 15, 2026.

As of · Google Play listing

Updates and app facts

Cash App last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 23, 2026. Upgrade last updated its iPhone app on Oct 16, 2026, 8 days before we checked, and Google Play shows its Android app updated on Oct 15, 2026.

Cash App app iconCash App

Last App Store update
Version 5.75.0, released Oct 22, 2026
App size
462.2 MB
Requires
iOS 17.0 or later
Runs on
iPhone
Languages
2 (English and Spanish)
Developer
Block, Inc.

As of · App Store listing

Upgrade app iconUpgrade

Last App Store update
Version 1.35.1, released Oct 16, 2026
App size
97.6 MB
Requires
iOS 15.1 or later
Runs on
iPhone and iPod touch
Languages
2 (English and French)
Developer
Upgrade, Inc.

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureCash AppUpgrade
Mobile check depositStated on the bank's siteSource: cash.app/help/14427-mobile-check-depositsStated on the bank's siteSource: upgrade.com/help/deposit-checking-savings/rewards-checking/what-is-mobile-deposit
Card lock and unlockStated on the bank's siteSource: cash.app/help/309112-temporarily-disable-cardNot found on the bank's site yet
Send money to peopleStated on the bank's siteCash App paymentsSource: cash.appNot found on the bank's site yet
Account alertsStated on the bank's siteSource: cash.appStated on the bank's siteSource: upgrade.com/rewards-checking
Budgeting or spending insightsStated on the bank's siteSource: cash.app/help/671-moneybot-on-cash-appNot found on the bank's site yet
Automatic savingStated on the bank's siteSource: cash.app/help/10131-cash-card-round-upsNot found on the bank's site yet
Virtual assistantStated on the bank's siteMoneybotSource: cash.app/help/671-moneybot-on-cash-appNot found on the bank's site yet
Face or fingerprint sign-inStated on the bank's siteSource: cash.app/help/3120-enable-security-lockNot found on the bank's site yet
Credit score in the appNot found on the bank's site yetNot found on the bank's site yet
Apple Pay or Google PayStated on the bank's siteSource: cash.app/help/30810-cash-card-apple-payStated on the bank's siteSource: upgrade.com/rewards-checking
Stated on the bank's site9 of 103 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Cash App app iconCash App

  • Cash App Money tab with cash balance and savings
    App Store marketing imageA Money screen showing a $1,226.00 cash balance with Add money and Withdraw buttons, a Paychecks row, and Save and invest tiles for Savings at $2,451.00 and Bitcoin at $8.05.App Store listing, as of
  • Cash balance $1,226.00 with Add money and Withdraw
    App Store marketing imageA Cash balance card showing $1,226.00 with Add money and Withdraw buttons and a Paychecks row with $340 this month.App Store listing, as of
  • Savings and Bitcoin tiles
    App Store marketing imageSave and invest tiles for Savings at $2,451.00 with $249.00 to goal and Bitcoin at $8.05.App Store listing, as of

Upgrade app iconUpgrade

  • Upgrade app product menu
    Google Play marketing imageAn Android Upgrade menu listing Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay.Google Play listing, as of

Transfer and send

Cash App app iconCash App

  • Cash App keypad with $20 and Pay button
    App Store marketing imageA green send screen with $20 entered on a number keypad and Pool, Request and Pay buttons.App Store listing, as of
  • Keypad with Pool, Request and Pay buttons
    App Store marketing imageA number keypad above Pool, Request and Pay buttons.App Store listing, as of

Upgrade app iconUpgrade

No official screen found yet

Card controls

Cash App app iconCash App

  • Cash App Lock card toggle
    From Cash App's websiteA large toggle switched on with a lock icon above the label Lock card.cash.app, as of

Upgrade app iconUpgrade

  • Upgrade credit card overview with rewards balance
    Google Play marketing imageA OneCard Essentials screen showing $2,500.00 available credit and a $250.00 current balance, with a Rewards card showing $3.28 available and an Activity list.Google Play listing, as of
  • Upgrade Card overview with rewards and autopay
    App Store marketing imageAn Upgrade Card screen showing $2,500.00 available credit, a Rewards and Benefits card with a $3.28 available rewards balance and a Redeem button, and an Autopay row.App Store listing, as of
  • Credit card tile with $2,500.00 available
    App Store marketing imageA green Upgrade Card tile showing $2,500.00 available credit.App Store listing, as of
  • Rewards balance $3.28 with Redeem button
    App Store marketing imageA Rewards and Benefits card showing a $3.28 available rewards balance with a Redeem button.App Store listing, as of

Settings and security

Cash App app iconCash App

  • Cash App help and support screen
    From Cash App's websiteA How can we help? screen with a support search field, a Notifications section with a Cash App Support message, and a Disputes section.cash.app, as of
  • Cash App security notifications
    From Cash App's websiteStacked notifications for Phone unlinked, Transaction declined and Sign in from new device today at 2:05 AM.cash.app, as of
  • Cash App new payment activity notification
    From Cash App's websiteStacked notifications reading New payment activity, You spent $350 at Apple.cash.app, as of

Upgrade app iconUpgrade

No official screen found yet

Investments

Cash App app iconCash App

  • Cash App bitcoin balance and chart
    App Store marketing imageA bitcoin screen showing $500.00 with a price chart, time range buttons, Buy, Sell and send buttons, and My performance of +$20.00 and +2.12%.App Store listing, as of
  • Cash App buy stocks amount picker
    App Store marketing imageA Buy stocks sheet over a stock chart with a one-time order, amount options of $1, $10, $20, $50 and $100, and a Next button.App Store listing, as of
  • Buy and Sell buttons
    App Store marketing imageBuy, Sell and transfer buttons below a bitcoin chart.App Store listing, as of
  • Stock order amount buttons
    App Store marketing imageA Buy stocks sheet with dollar amount buttons from $1 to $100 and a Next button.App Store listing, as of

Upgrade app iconUpgrade

No official screen found yet

Goals

Cash App app iconCash App

  • Cash App savings goal ring
    App Store marketing imageA Savings screen with a ring showing a $400.00 savings balance and $100.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of
  • Cash App savings balance ring
    App Store marketing imageA Savings screen with a ring showing a $2,451.00 savings balance and $249.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of

Upgrade app iconUpgrade

No official screen found yet

Transactions

Cash App app iconCash App

  • Cash App paycheck deposit detail
    App Store marketing imageA Paycheck transaction detail showing +$1,650.00 with transaction details marked complete and deposited to cash balance, and links to learn about direct deposit and contact support.App Store listing, as of

Upgrade app iconUpgrade

No official screen found yet

Sharing with a partner

Cash App app iconCash App

  • Cash App family members screen
    App Store marketing imageA Family screen showing 2 requests, a Members list with balances for Emma Hills and Peter Hills, and a Documents section with account and stock statements.App Store listing, as of

Upgrade app iconUpgrade

No official screen found yet

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Cash App

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

Not listed on the App Store page.

As of · App Store listing

Upgrade

Data Used to Track You

  • Identifiers

Data Linked to You

  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

  • Usage Data
  • Diagnostics

As of · App Store listing

Accessibility labels

Cash App

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

Upgrade

  • Larger Text

As of · App Store listing

FAQ

What are the App Store ratings for Cash App and Upgrade?

Cash App has a store rating of 4.8 out of 5 from 8,771,856 ratings. Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Cash App and Upgrade?

Cash App shows 4.7 out of 5 (4.51M reviews) on Google Play, and Upgrade shows 4.4 out of 5 (29.9K reviews).

When were the Cash App and Upgrade iPhone apps last updated?

Cash App released version 5.75.0 on Oct 22, 2026. Upgrade released version 1.35.1 on Oct 16, 2026.

Which Apple devices do the Cash App and Upgrade apps run on?

The App Store lists iPhone for Cash App, and iPhone and iPod touch for Upgrade.

Which app features does Cash App state that we did not find for Upgrade?

Cash App's own website states card lock and unlock, send money to people, budgeting or spending insights, automatic saving, virtual assistant and face or fingerprint sign-in. We did not find those stated on Upgrade's website, which does not mean the Upgrade app lacks them.

Keep comparing

Sources and dates

Cash App

Upgrade

This is education, not financial advice.