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Bank app comparison

Ally vs Upgrade app

Store facts as of

Short answer

On the App Store, Ally has a store rating of 4.7 out of 5 from 114,169 ratings, and Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings, as of Oct 24, 2026. Ally last updated its iPhone app on Oct 22, 2026, and Upgrade on Oct 16, 2026. Of the 10 app features we look for on each bank's own website, we found 7 stated by Ally and 3 by Upgrade.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Ally app iconAlly

App Store rating (iPhone)

4.7out of 5

114,169 ratings

As of · App Store listing

Google Play rating (Android)

4.4out of 5

41.4K reviews, as shown on Google Play. Updated on Oct 20, 2026.

As of · Google Play listing

Upgrade app iconUpgrade

App Store rating (iPhone)

4.9out of 5

83,655 ratings

As of · App Store listing

Google Play rating (Android)

4.4out of 5

29.9K reviews, as shown on Google Play. Updated on Oct 15, 2026.

As of · Google Play listing

Updates and app facts

Ally last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 20, 2026. Upgrade last updated its iPhone app on Oct 16, 2026, 8 days before we checked, and Google Play shows its Android app updated on Oct 15, 2026.

Ally app iconAlly

Last App Store update
Version 26.20.0, released Oct 22, 2026
App size
271.5 MB
Requires
iOS 16.6 or later
Runs on
iPhone, iPad and Apple Vision
Languages
3 (English and 2 more)
Developer
Ally Financial Inc.

As of · App Store listing

Upgrade app iconUpgrade

Last App Store update
Version 1.35.1, released Oct 16, 2026
App size
97.6 MB
Requires
iOS 15.1 or later
Runs on
iPhone and iPod touch
Languages
2 (English and French)
Developer
Upgrade, Inc.

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureAllyUpgrade
Mobile check depositStated on the bank's siteSource: ally.com/help/bank/depositsStated on the bank's siteSource: upgrade.com/help/deposit-checking-savings/rewards-checking/what-is-mobile-deposit
Card lock and unlockStated on the bank's siteSource: ally.com/bank/online-bankingNot found on the bank's site yet
Send money to peopleStated on the bank's siteZelleSource: ally.com/bank/online-bankingNot found on the bank's site yet
Account alertsStated on the bank's siteSource: ally.com/help/bank/alerts-notificationsStated on the bank's siteSource: upgrade.com/rewards-checking
Budgeting or spending insightsNot found on the bank's site yetNot found on the bank's site yet
Automatic savingStated on the bank's siteSource: ally.com/help/bank/savings-money-marketNot found on the bank's site yet
Virtual assistantNot found on the bank's site yetNot found on the bank's site yet
Face or fingerprint sign-inStated on the bank's siteSource: ally.com/bank/online-bankingNot found on the bank's site yet
Credit score in the appNot found on the bank's site yetNot found on the bank's site yet
Apple Pay or Google PayStated on the bank's siteSource: ally.com/help/bank/debit-cards-checksStated on the bank's siteSource: upgrade.com/rewards-checking
Stated on the bank's site7 of 103 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Ally app iconAlly

  • Ally app home screen with total balance and accounts
    App Store marketing imageA Good Morning, Alex home screen showing $8,431.78 total, a Vehicles section with a $358.00 amount due and a Make a Payment button, and a Bank Accounts section.App Store listing, as of
  • Ally spending account with available balance
    App Store marketing imageA spending account screen showing a $991.56 available balance, a $1,991.56 current balance, Transfer and Menu buttons and shortcuts for deposit checks, Zelle and manage card.App Store listing, as of
  • Ally vehicle loan payment card on home screen
    App Store marketing imageA home screen Vehicles section listing a vehicle loan with an amount due and a highlighted 2019 Tacoma loan with $270.00 due, above Bank Accounts.App Store listing, as of
  • Greeting with $8,431.78 total
    App Store marketing imageA Good Morning, Alex greeting above an $8,431.78 total.App Store listing, as of
  • Vehicle loan card with $358.00 due
    App Store marketing imageA vehicle financing card showing $358.00 amount due with a next payment date and a Make a Payment button.App Store listing, as of
  • Vehicle loan card with $270.00 due
    App Store marketing imageA 2019 Tacoma vehicle financing card showing $270.00 amount due.App Store listing, as of

Upgrade app iconUpgrade

  • Upgrade app product menu
    Google Play marketing imageAn Android Upgrade menu listing Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay.Google Play listing, as of

Transfer and send

Ally app iconAlly

  • Ally Transfer Funds form
    From Ally's help centerA Transfer Funds screen with from and to accounts, a $209.89 amount, One Time Transfer frequency, a delivery date, an optional note and a Submit Transfer button.ally.com, as of
  • Ally transfer frequency picker
    From Ally's help centerA Frequency picker listing One Time Transfer, Weekly, Every 2 weeks, Monthly and longer intervals, with One Time Transfer checked.ally.com, as of
  • Transfer, Menu, Deposit checks, Zelle and Manage card buttons
    App Store marketing imageTransfer and Menu buttons with shortcuts for Deposit checks, Zelle and Manage card.App Store listing, as of

Upgrade app iconUpgrade

No official screen found yet

Card controls

Ally app iconAlly

No official screen found yet

Upgrade app iconUpgrade

  • Upgrade credit card overview with rewards balance
    Google Play marketing imageA OneCard Essentials screen showing $2,500.00 available credit and a $250.00 current balance, with a Rewards card showing $3.28 available and an Activity list.Google Play listing, as of
  • Upgrade Card overview with rewards and autopay
    App Store marketing imageAn Upgrade Card screen showing $2,500.00 available credit, a Rewards and Benefits card with a $3.28 available rewards balance and a Redeem button, and an Autopay row.App Store listing, as of
  • Credit card tile with $2,500.00 available
    App Store marketing imageA green Upgrade Card tile showing $2,500.00 available credit.App Store listing, as of
  • Rewards balance $3.28 with Redeem button
    App Store marketing imageA Rewards and Benefits card showing a $3.28 available rewards balance with a Redeem button.App Store listing, as of

Investments

Ally app iconAlly

  • Ally Invest account value screen
    App Store marketing imageAn Individual Account screen showing a $4,151.61 account value with Transfers, Activity and Watchlist buttons and a Summary of market value and gains.App Store listing, as of
  • Transfers, Activity and Watchlist buttons
    App Store marketing imageTransfers, Activity and Watchlist buttons on a purple header.App Store listing, as of
  • Investment summary list
    App Store marketing imageA Summary list with market value, total gain or loss, today's gain or loss, cash buying power and orders.App Store listing, as of

Upgrade app iconUpgrade

No official screen found yet

Goals

Ally app iconAlly

  • Ally savings buckets screen
    App Store marketing imageA Savings tools screen with Buckets and Boosters tabs listing Vacations, Tax Payments and Auto Insurance buckets, with a Goin' places bucket at 60% complete shown in front.App Store listing, as of
  • Savings bucket at 60% complete
    App Store marketing imageA Goin' places bucket card with a progress bar at 60% complete.App Store listing, as of
  • Ally savings buckets with Round Ups note
    From Ally's websiteA Savings Buckets screen showing $4,327.49 with a note that $56.63 was saved with Round Ups this year, Distribute Money and Edit Bucket buttons, and a Gas Money bucket at $2235.ally.com, as of

Upgrade app iconUpgrade

No official screen found yet

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Ally

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Location
  • Contacts
  • User Content
  • Diagnostics

As of · App Store listing

Upgrade

Data Used to Track You

  • Identifiers

Data Linked to You

  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

  • Usage Data
  • Diagnostics

As of · App Store listing

Accessibility labels

Ally

  • VoiceOver
  • Larger Text
  • Dark Interface
  • Differentiate Without Color Alone
  • Sufficient Contrast
  • Reduced Motion
  • Captions

As of · App Store listing

Upgrade

  • Larger Text

As of · App Store listing

FAQ

What are the App Store ratings for Ally and Upgrade?

Ally has a store rating of 4.7 out of 5 from 114,169 ratings. Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Ally and Upgrade?

Ally shows 4.4 out of 5 (41.4K reviews) on Google Play, and Upgrade shows 4.4 out of 5 (29.9K reviews).

When were the Ally and Upgrade iPhone apps last updated?

Ally released version 26.20.0 on Oct 22, 2026. Upgrade released version 1.35.1 on Oct 16, 2026.

Which Apple devices do the Ally and Upgrade apps run on?

The App Store lists iPhone, iPad and Apple Vision for Ally, and iPhone and iPod touch for Upgrade.

Which app features does Ally state that we did not find for Upgrade?

Ally's own website states card lock and unlock, send money to people, automatic saving and face or fingerprint sign-in. We did not find those stated on Upgrade's website, which does not mean the Upgrade app lacks them.

Keep comparing

Sources and dates

Ally

Upgrade

This is education, not financial advice.