Bank app comparison
Ally vs Upgrade app
Store facts as of
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Upgrade
Banking app
Visit site for Upgrade (opens in a new tab)
Short answer
On the App Store, Ally has a store rating of 4.7 out of 5 from 114,821 ratings, and Upgrade has a store rating of 4.8 out of 5 from 83,685 ratings, as of Nov 12, 2026. Ally last updated its iPhone app on Nov 5, 2026, and Upgrade on Oct 16, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 7, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Ally
Google Play rating (Android)
4.4out of 5
41.4K reviews, as shown on Google Play. Updated on Oct 20, 2026.
As of · Google Play listing
Upgrade
Google Play rating (Android)
4.4out of 5
29.9K reviews, as shown on Google Play. Updated on Oct 15, 2026.
As of · Google Play listing
Updates and app facts
Ally last updated its iPhone app on Nov 5, 2026, 7 days before we checked, and Google Play shows its Android app updated on Oct 20, 2026. Upgrade last updated its iPhone app on Oct 16, 2026, 27 days before we checked, and Google Play shows its Android app updated on Oct 15, 2026.
Ally
- Last App Store update
- Version 26.21.0, released Nov 5, 2026
- App size
- 271.5 MB
- Requires
- iOS 16.6 or later
- Runs on
- iPhone, iPad and Apple Vision
- Languages
- 3 (English and 2 more)
- Developer
- Ally Financial Inc.
As of · App Store listing
Upgrade
- Last App Store update
- Version 1.35.1, released Oct 16, 2026
- App size
- 97.6 MB
- Requires
- iOS 15.1 or later
- Runs on
- iPhone and iPod touch
- Languages
- 2 (English and French)
- Developer
- Upgrade, Inc.
As of · App Store listing
Features each bank states
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Card lock and unlock
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Ally
App Store marketing imageA Good Morning, Alex home screen showing $8,431.78 total, a Vehicles section with a $358.00 amount due and a Make a Payment button, and a Bank Accounts section.App Store listing, as of 
App Store marketing imageA spending account screen showing a $991.56 available balance, a $1,991.56 current balance, Transfer and Menu buttons and shortcuts for deposit checks, Zelle and manage card.App Store listing, as of 
App Store marketing imageA home screen Vehicles section listing a vehicle loan with an amount due and a highlighted 2019 Tacoma loan with $270.00 due, above Bank Accounts.App Store listing, as of 
App Store marketing imageA Good Morning, Alex greeting above an $8,431.78 total.App Store listing, as of 
App Store marketing imageA vehicle financing card showing $358.00 amount due with a next payment date and a Make a Payment button.App Store listing, as of 
App Store marketing imageA 2019 Tacoma vehicle financing card showing $270.00 amount due.App Store listing, as of
Upgrade
Google Play marketing imageAn Android Upgrade menu listing Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay.Google Play listing, as of 
Google Play marketing imageThe Android Upgrade menu: Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay, each with an icon.Google Play listing, as of
Transfer and send
Ally
From Ally's help centerA Transfer Funds screen with from and to accounts, a $209.89 amount, One Time Transfer frequency, a delivery date, an optional note and a Submit Transfer button.ally.com, as of 
From Ally's help centerA Frequency picker listing One Time Transfer, Weekly, Every 2 weeks, Monthly and longer intervals, with One Time Transfer checked.ally.com, as of 
App Store marketing imageTransfer and Menu buttons with shortcuts for Deposit checks, Zelle and Manage card.App Store listing, as of
Upgrade
App Store marketing imageA tilted Upgrade screen with a green check mark: "Success! $500 on the way", a Cash Advance of $500.00 to an account ending 3438, and Auto Repayment and Due Date rows.App Store listing, as of
Card controls
Ally
No official screen found yet
Upgrade
Google Play marketing imageA OneCard Essentials screen showing $2,500.00 available credit and a $250.00 current balance, with a Rewards card showing $3.28 available and an Activity list.Google Play listing, as of 
App Store marketing imageAn Upgrade Card screen showing $2,500.00 available credit, a Rewards and Benefits card with a $3.28 available rewards balance and a Redeem button, and an Autopay row.App Store listing, as of Google Play marketing imageAn Android OneCard Essentials screen: $2,500.00 available credit, $250.00 current balance, an enlarged Rewards card with a $3.28 available rewards balance placed over the screen and an Activity list starting with a pending Amazon purchase of $129.99.Google Play listing, as of 
App Store marketing imageA green Upgrade Card tile showing $2,500.00 available credit.App Store listing, as of 
App Store marketing imageA Rewards and Benefits card showing a $3.28 available rewards balance with a Redeem button.App Store listing, as of
Investments
Ally
App Store marketing imageAn Individual Account screen showing a $4,151.61 account value with Transfers, Activity and Watchlist buttons and a Summary of market value and gains.App Store listing, as of 
App Store marketing imageTransfers, Activity and Watchlist buttons on a purple header.App Store listing, as of 
App Store marketing imageA Summary list with market value, total gain or loss, today's gain or loss, cash buying power and orders.App Store listing, as of
Upgrade
No official screen found yet
Goals
Ally
App Store marketing imageA Savings tools screen with Buckets and Boosters tabs listing Vacations, Tax Payments and Auto Insurance buckets, with a Goin' places bucket at 60% complete shown in front.App Store listing, as of 
App Store marketing imageA Goin' places bucket card with a progress bar at 60% complete.App Store listing, as of 
From Ally's websiteA Savings Buckets screen showing $4,327.49 with a note that $56.63 was saved with Round Ups this year, Distribute Money and Edit Bucket buttons, and a Gas Money bucket at $2235.ally.com, as of
Upgrade
No official screen found yet
Transactions
Ally
No official screen found yet
Upgrade
Google Play marketing imageActivity with an Amazon Purchase dated Apr 02, marked Pending, for $129.99.Google Play listing, as of
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Ally
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Location
- Contacts
- User Content
- Diagnostics
As of · App Store listing
Upgrade
Data Used to Track You
- Identifiers
Data Linked to You
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Ally
- VoiceOver
- Larger Text
- Dark Interface
- Differentiate Without Color Alone
- Sufficient Contrast
- Reduced Motion
- Captions
As of · App Store listing
FAQ
What are the App Store ratings for Ally and Upgrade?
Ally has a store rating of 4.7 out of 5 from 114,821 ratings. Upgrade has a store rating of 4.8 out of 5 from 83,685 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Ally and Upgrade?
Ally shows 4.4 out of 5 (41.4K reviews) on Google Play, and Upgrade shows 4.4 out of 5 (29.9K reviews).
When were the Ally and Upgrade iPhone apps last updated?
Ally released version 26.21.0 on Nov 5, 2026. Upgrade released version 1.35.1 on Oct 16, 2026.
Which Apple devices do the Ally and Upgrade apps run on?
The App Store lists iPhone, iPad and Apple Vision for Ally, and iPhone and iPod touch for Upgrade.
Which app features do both Ally and Upgrade state?
Both banks' official sources state mobile check deposit, card lock and unlock, account alerts, automatic saving, face or fingerprint sign-in, a credit score in the app, and Apple Pay or Google Pay.
Keep comparing
- See every fact on the Ally app page, with all four screenshots.
- See every fact on the Upgrade app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Ally
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Ally's official sources: ally.com/help/bank/deposits, ally.com/bank/online-banking, ally.com/help/bank/alerts-notifications, ally.com/bank/interest-checking-account, ally.com/help/bank/savings-money-market, ally.com/content/dam/pdf/bank/credit-score-terms-and-conditions.pdf.coredownload.inline.pdf, ally.com/help/bank/debit-cards-checks.
Upgrade
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Upgrade's official sources: upgrade.com/help/deposit-checking-savings/rewards-checking/what-is-mobile-deposit, upgrade.com/help/deposit-checking-savings/rewards-checking/what-if-my-upgrade-visa-debit-card-is-lost-or-stolen, upgrade.com/rewards-checking, upgrade.com/rewards-checking-preferred, upgrade.com/mobile-app.
- Upgrade's help center says Rewards Checking Preferred customers use the Upgrade mobile app (help page 'Does Rewards Checking Preferred have a mobile app?').
This is education, not financial advice.
