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Priceless Tay
Find My Money Type

AI money connectors

Personal Finance MCP Directory

Want your AI assistant to answer from your real budget instead of guessing? These are the money connectors we know of, with what each one can see, what it costs, and how it keeps your data safe. Every fact links to where it came from.

Last updated: October 10, 2026

Facts verified from linked sources; tell us if something changed. “Not verified” means the source doesn't say. Fifecta is built by Priceless Tay, the company that publishes this page.

Compare the Connectors

  • FifectaBuilt by Priceless Tay, the company that publishes this page.

    Official or community
    Official
    Read-only or write
    Read-only
    Data source
    Your Fifecta plan (bank sync through Plaid)
    Cost (public only)
    Included with Fifecta ($15 a month or $150 a year, after a 7-day free trial)
    Works with
    Claude (tested). Any MCP client with OAuth sign-in can use the link. ChatGPT not confirmed yet.
    Safety notes
    OAuth 2.1 with PKCE, separate read-only tokens (not your app login), every call in an audit log, rate-limited.

  • Copilot Money MCP

    Official or community
    Official beta (May 15, 2026)
    Read-only or write
    Read-only
    Data source
    Not verified
    Cost (public only)
    Not verified. Waitlist.
    Works with
    Claude, ChatGPT, Codex
    Safety notes
    Read-only. Beta with a waitlist.

  • Monarch Money

    Official or community
    Official connector paused (data-portability issue). Community servers exist.
    Read-only or write
    Not verified
    Data source
    Not verified
    Cost (public only)
    Not verified
    Works with
    Not verified
    Safety notes
    Community servers ask for your email, password, and MFA secret.

  • YNABCommunity server: @oliverames/ynab-mcp-server

    Official or community
    No official MCP. Community server.
    Read-only or write
    Read-only by default, writes are opt-in
    Data source
    Not verified
    Cost (public only)
    Not verified
    Works with
    Not verified
    Safety notes
    Community-built, writes off unless you turn them on. YNAB's official REST API allows 200 requests an hour.
    Source

  • Era

    Official or community
    Official, closed source
    Read-only or write
    Not verified
    Data source
    Not verified
    Cost (public only)
    Free with 2 connected accounts. Paid tools in early access.
    Works with
    Claude, ChatGPT, MCP clients
    Safety notes
    Closed source.
    Source

  • Parsons Money

    Official or community
    Official
    Read-only or write
    Read-only at the bank, with some write tools inside the app
    Data source
    Your bank accounts (read-only)
    Cost (public only)
    $15 a month
    Works with
    Claude, ChatGPT, Cursor
    Safety notes
    Can't change anything at your bank. Some tools can edit data inside Parsons.

  • Finlynq

    Official or community
    Open source (AGPL v3), self-hostable
    Read-only or write
    Not verified
    Data source
    Not verified
    Cost (public only)
    Not verified
    Works with
    Not verified
    Safety notes
    OAuth 2.1 sign-in. You can run it yourself.
    Source

  • Herbert

    Official or community
    Official
    Read-only or write
    Read-only
    Data source
    Your accounts through Plaid
    Cost (public only)
    Free
    Works with
    Not verified
    Safety notes
    Read-only. Also texts you.
    Source

  • Nexafin

    Official or community
    Not verified
    Read-only or write
    Not verified
    Data source
    Not verified
    Cost (public only)
    MCP included with an account, 30-day trial. Pricing not verified.
    Works with
    Not verified
    Safety notes
    Not verified

  • Finances in ChatGPTBuilt into ChatGPT, not an MCP connector.

    Official or community
    Built in (OpenAI)
    Read-only or write
    Not verified
    Data source
    Bank accounts through Plaid (12,000+ institutions), credit through Experian
    Cost (public only)
    Rolling out to Free and Go users in the U.S. as of October 2, 2026
    Works with
    ChatGPT only
    Safety notes
    Bank and credit are separate connections. You can use either or both.

  • Intuit apps in ChatGPTTurboTax, Credit Karma, QuickBooks, Mailchimp

    Official or community
    Official (Intuit)
    Read-only or write
    Not verified
    Data source
    Not verified
    Cost (public only)
    Not verified
    Works with
    ChatGPT, for logged-in U.S. users
    Safety notes
    Not verified
    Source

How to Choose One

  1. 1

    Start read-only

    A connector that can only read can't move money or change your budget by accident. Add write access later, only if you need it.

  2. 2

    Prefer the app's own connector

    Some community servers ask for your email, password, and MFA secret. An official connector sends you to the app to sign in instead.

  3. 3

    Check it works where you are

    Some connectors are in beta, on a waitlist, or tested in only one assistant. Match it to the assistant you already use.

  4. 4

    Know how to disconnect

    Before you connect, find where to turn it off, in the app and in your assistant.

Want the full list of what to check? Read Is it safe to connect your bank to AI?, or start with the basics in How to use AI with your money safely.

Common questions

MCP (Model Context Protocol) is an open standard that lets an AI assistant connect to an app and use its data. A personal finance MCP connects your assistant to a money app, so it can answer from your real numbers. More in What is MCP?

Going by their sources: Fifecta, Copilot Money's MCP, and Herbert say read-only. Parsons Money is read-only at the bank with some write tools inside the app. The community YNAB server is read-only by default with opt-in writes.

No. It's built into ChatGPT. It connects bank accounts through Plaid and, separately, your credit through Experian, per OpenAI's help article.

Be careful with any tool that wants your real password, MFA codes, or tokens. Some community servers for apps without an official connector ask for exactly that. Read the safety checklist before you connect anything.

Save this list for later

Connectors change fast, and this page gets updated when they do. Copy the link to come back, or send it to a friend who's deciding which one to trust.

https://pricelesstay.com/finance-mcp-directory

Already plan with Fifecta? Its connector is read-only and works in Claude today.

Connect Fifecta to Claude

For education only, not financial, investment, or legal advice. Priceless Tay isn't paid by any tool listed here except Fifecta, which it makes. Disclaimer