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Bank app comparison

Chase vs Varo app

Store facts as of

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Chase logo

Chase

Banking app

Visit site for Chase (opens in a new tab)
App Store marketing images, as of Oct 24, 2026
Chase app budget screen with a spending ring and spent so far card
Wealth Plan screen with monthly spending chart and goals
Chase Snapshot screen with card usage chart and cash flow

Short answer

On the App Store, Chase has a store rating of 4.8 out of 5 from 9,614,765 ratings, and Varo has a store rating of 4.9 out of 5 from 233,523 ratings, as of Nov 12, 2026. Chase last updated its iPhone app on Nov 4, 2026, and Varo on Nov 10, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 9, side by side in the table below.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Chase logoChase

App Store rating (iPhone)

4.8out of 5

9,614,765 ratings

As of · App Store listing

Google Play rating (Android)

4.8out of 5

2.17M reviews, as shown on Google Play. Updated on Oct 21, 2026.

As of · Google Play listing

Varo logoVaro

App Store rating (iPhone)

4.9out of 5

233,523 ratings

As of · App Store listing

Google Play rating (Android)

4.5out of 5

245K reviews, as shown on Google Play. Updated on Oct 21, 2026.

As of · Google Play listing

Updates and app facts

Chase last updated its iPhone app on Nov 4, 2026, 8 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026. Varo last updated its iPhone app on Nov 10, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.

Chase logoChase

Last App Store update
Version 4.804, released Nov 4, 2026
App size
474.1 MB
Requires
iOS 17.4 or later
Runs on
iPhone and iPad
Languages
2 (English and Spanish)
Developer
JPMorgan Chase & Co.

As of · App Store listing

Varo logoVaro

Last App Store update
Version 4.44.1, released Nov 10, 2026
App size
128.2 MB
Requires
iOS 16.4 or later
Runs on
iPhone, iPad and Apple Vision
Languages
1 (English)
Developer
Varo Money inc

As of · App Store listing

Features each bank states

App features both banks' official sources answer: stated, or stated as not offered.
FeatureChaseVaro
Mobile check depositStated in the bank's official sourcesSource: chase.com/digital/mobile-bankingStated in the bank's official sourcesSource: support.varomoney.com/hc/en-us/articles/115011614328-Deposit-Checks
Card lock and unlockStated in the bank's official sourcesSource: chase.com/digital/mobile-bankingStated in the bank's official sourcesSource: varomoney.com/security-and-control
Send money to peopleStated in the bank's official sourcesZelleSource: chase.com/digital/mobile-bankingStated in the bank's official sourcesVaro to AnyoneSource: varomoney.com/mobile-banking
Account alertsStated in the bank's official sourcesSource: chase.com/digital/mobile-bankingStated in the bank's official sourcesSource: varomoney.com/mobile-banking
Budgeting or spending insightsStated in the bank's official sourcesSource: chase.com/digital/mobile-bankingStated in the bank's official sourcesSource: support.varomoney.com/hc/en-us/articles/24604596039828-Money-Insights
Automatic savingStated in the bank's official sourcesSource: chase.com/digital/mobile-bankingStated in the bank's official sourcesSource: varomoney.com/automatic-savings-tools
Virtual assistantStated in the bank's official sourcesChase Digital AssistantSource: chase.com/digital/customer-service/digital-assistantStated in the bank's official sourcesVaro chatbotSource: support.varomoney.com/hc/en-us/articles/360000334946-Contact-Us
Credit score in the appStated in the bank's official sourcesSource: chase.com/digital/mobile-bankingStated in the bank's official sourcesSource: varomoney.com/credit-builder
Apple Pay or Google PayStated in the bank's official sourcesSource: chase.com/digital/digital-payments/apple-payStated in the bank's official sourcesSource: varomoney.com/debit-card

✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.

Send money to people

Chase logoChase

Varo logoVaro

Mobile check deposit

Chase logoChase

Card lock and unlock

Chase logoChase

Varo logoVaro

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Chase logoChase

No official screen found yet

Varo logoVaro

  • Varo bank account screen with available balance
    App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of
  • Varo savings account screen
    App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of
  • Varo bank account home on iPad
    App Store marketing imageThe iPad Bank account screen: All, Money out and Money in filters, an available balance of $2,352.47 with Move money and View card buttons, a "You saved $10.95 this month in fees!" banner placed over it and a pending transfer to savings.App Store listing, as of
  • Available balance $2,340.04 with filter chips
    App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of

Transfer and send

Chase logoChase

  • Chase app send money form with $25.00 amount and Review and send button
    App Store marketing imageAn Enter Amount screen for sending $25.00 to a contact, with a memo field, a pay from account, a send date and a Review and send button.App Store listing, as of
  • Chase Autosave transfer options
    From Chase's websiteA General Savings screen asking When do you want to transfer money? with options for On a schedule and When I get a deposit.chase.com, as of
  • Chase send money enter amount screen
    From Chase's websiteAn Enter Amount screen for sending $50.00 to Amber Davis, with memo, pay from account, send date and Review and send button.chase.com, as of
  • Send money form fields
    App Store marketing imageA payment form with recipient, $25.00 amount, optional memo, pay from account, send on date, repeat payment toggle and Review and send button.App Store listing, as of

Varo logoVaro

  • Varo Zelle payment sent confirmation
    App Store marketing imageA Zelle confirmation on iPad: "You sent Chris $600.00" with the memo "rent" and a house illustration.App Store listing, as of

Card controls

Chase logoChase

  • Chase app lock and unlock card screen
    App Store marketing imageA Lock and Unlock Your Card screen with one debit card unlocked, another shown as locked, and an explanation of what locking does.App Store listing, as of
  • Chase lock and unlock card screen
    From Chase's websiteA Lock and Unlock Card screen with a credit card toggled to Locked, a You've locked your card message, an explanation, and an Apple Pay section.chase.com, as of
  • Chase help page lock and unlock card screen
    From Chase's help centerA Lock and unlock your card screen titled Misplaced your card?, explaining what locking blocks, with a credit card toggled to Locked.chase.com, as of
  • Card lock toggle set to Locked
    App Store marketing imageA debit card row with its toggle switched to Locked and a confirmation that reads You've locked your card.App Store listing, as of

Varo logoVaro

  • Varo card lock, alerts and biometric toggles
    App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of

Settings and security

Chase logoChase

  • Chase sign in with Face ID
    From Chase's websiteA Chase sign in screen with username and password fields and a Face ID prompt in the center.chase.com, as of
  • Chase fraud monitoring text conversation
    From Chase's websiteA Fraud Monitoring message thread asking Did you spend $400 at The Plant Warehouse?, a Yes reply, and a Thank you, enjoy! response.chase.com, as of

Varo logoVaro

  • Varo security settings toggles
    App Store marketing imageThree settings rows with switches on: Lock your card with your phone, Real-time transaction alerts, and Face ID and fingerprint privacy.App Store listing, as of

Investments

Chase logoChase

  • Chase app stock quote screen with price chart and Trade button
    App Store marketing imageA stock quote screen for Elly Inc. showing an 80.58 share price, a one year price chart, and Watch and Trade buttons.App Store listing, as of
  • Chase self-directed investing account screen
    From Chase's websiteA self-directed investing account showing $20,691.92 with a one day chart, available funds of $259.11, and Explore, Trade, Transfer and More buttons.chase.com, as of
  • Watch and Trade buttons
    App Store marketing imageWatch and Trade buttons below a stock chart.App Store listing, as of

Varo logoVaro

No official screen found yet

Goals

Chase logoChase

  • Wealth Plan screen with monthly spending chart and goals
    App Store marketing imageA J.P. Morgan Wealth Plan screen showing $1,755.00 in monthly spending on a line chart and a Goals section with a retirement goal.App Store listing, as of
  • Goals card with My Retirement marked Looks good
    App Store marketing imageA Goals card listing long-term goals and a My Retirement goal marked Looks good.App Store listing, as of

Varo logoVaro

  • Varo savings account with an APY banner
    App Store marketing imageA Savings account with $1,987.00 available, interest earned, an "Earn more with 3.75% APY" banner placed over it and pending and posted transfers.App Store listing, as of

Reports and insights

Chase logoChase

  • Chase Snapshot screen with card usage chart and cash flow
    App Store marketing imageA Chase Snapshot screen showing $59 in credit and debit card usage on a daily chart and a cash flow card showing $997.App Store listing, as of
  • Daily card usage chart totaling $59
    App Store marketing imageA daily card usage chart totaling $59 with today's card transactions listed below.App Store listing, as of

Varo logoVaro

  • Varo spending summary with categories
    App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of
  • Varo monthly spending chart with comparison note
    From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of
  • Spending comparison note
    App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of

Check deposit

Chase logoChase

  • Chase QuickDeposit check camera view
    App Store marketing imageA Chase QuickDeposit camera screen framing the front of a check, with a Looks good indicator and an auto capture control.App Store listing, as of
  • Chase QuickDeposit amount and photo boxes
    From Chase's websiteA Chase QuickDeposit screen with a deposit account, a $1,524.24 deposit amount, Front and Back photo boxes and a Next button.chase.com, as of
  • Check camera viewfinder with Looks good label
    App Store marketing imageA camera viewfinder outlining a check with a Looks good label.App Store listing, as of

Varo logoVaro

No official screen found yet

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Chase

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Diagnostics

As of · App Store listing

Varo

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Contacts

As of · App Store listing

Accessibility labels

Chase

  • VoiceOver
  • Larger Text
  • Differentiate Without Color Alone
  • Sufficient Contrast
  • Reduced Motion
  • Captions
  • Audio Descriptions

As of · App Store listing

Varo

The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

FAQ

What are the App Store ratings for Chase and Varo?

Chase has a store rating of 4.8 out of 5 from 9,614,765 ratings. Varo has a store rating of 4.9 out of 5 from 233,523 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Chase and Varo?

Chase shows 4.8 out of 5 (2.17M reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).

When were the Chase and Varo iPhone apps last updated?

Chase released version 4.804 on Nov 4, 2026. Varo released version 4.44.1 on Nov 10, 2026.

Which Apple devices do the Chase and Varo apps run on?

The App Store lists iPhone and iPad for Chase, and iPhone, iPad and Apple Vision for Varo.

Which app features do both Chase and Varo state?

Both banks' official sources state mobile check deposit, card lock and unlock, sending money to people, account alerts, budgeting or spending insights, automatic saving, a virtual assistant, a credit score in the app, and Apple Pay or Google Pay.

Keep comparing

Sources and dates

Chase

This is education, not financial advice.