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Bank app comparison

Chase vs Varo app

Store facts as of

Short answer

On the App Store, Chase has a store rating of 4.8 out of 5 from 9,578,415 ratings, and Varo has a store rating of 4.9 out of 5 from 233,533 ratings, as of Oct 24, 2026. Chase last updated its iPhone app on Oct 11, 2026, and Varo on Oct 22, 2026. Of the 10 app features we look for on each bank's own website, we found 9 stated by Chase and 6 by Varo.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Chase app iconChase

App Store rating (iPhone)

4.8out of 5

9,578,415 ratings

As of · App Store listing

Google Play rating (Android)

4.8out of 5

2.17M reviews, as shown on Google Play. Updated on Oct 21, 2026.

As of · Google Play listing

Varo app iconVaro

App Store rating (iPhone)

4.9out of 5

233,533 ratings

As of · App Store listing

Google Play rating (Android)

4.5out of 5

245K reviews, as shown on Google Play. Updated on Oct 21, 2026.

As of · Google Play listing

Updates and app facts

Chase last updated its iPhone app on Oct 11, 2026, 13 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026. Varo last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.

Chase app iconChase

Last App Store update
Version 4.794, released Oct 11, 2026
App size
474.1 MB
Requires
iOS 17.4 or later
Runs on
iPhone and iPad
Languages
2 (English and Spanish)
Developer
JPMorgan Chase & Co.

As of · App Store listing

Varo app iconVaro

Last App Store update
Version 4.43.0, released Oct 22, 2026
App size
128.2 MB
Requires
iOS 16.4 or later
Runs on
iPhone, iPad and Apple Vision
Languages
1 (English)
Developer
Varo Money inc

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureChaseVaro
Mobile check depositStated on the bank's siteSource: chase.com/digital/mobile-bankingNot found on the bank's site yet
Card lock and unlockStated on the bank's siteSource: chase.com/digital/mobile-bankingStated on the bank's siteSource: varomoney.com/security-and-control
Send money to peopleStated on the bank's siteZelleSource: chase.com/digital/mobile-bankingStated on the bank's siteVaro to AnyoneSource: varomoney.com/mobile-banking
Account alertsStated on the bank's siteSource: chase.com/digital/mobile-bankingStated on the bank's siteSource: varomoney.com/mobile-banking
Budgeting or spending insightsStated on the bank's siteSource: chase.com/digital/mobile-bankingNot found on the bank's site yet
Automatic savingStated on the bank's siteSource: chase.com/digital/mobile-bankingStated on the bank's siteSource: varomoney.com/automatic-savings-tools
Virtual assistantNot found on the bank's site yetNot found on the bank's site yet
Face or fingerprint sign-inStated on the bank's siteSource: chase.com/digital/mobile-bankingNot found on the bank's site yet
Credit score in the appStated on the bank's siteSource: chase.com/digital/mobile-bankingStated on the bank's siteSource: varomoney.com/credit-builder
Apple Pay or Google PayStated on the bank's siteSource: chase.com/digital/digital-payments/apple-payStated on the bank's siteSource: varomoney.com/debit-card
Stated on the bank's site9 of 106 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Chase app iconChase

No official screen found yet

Varo app iconVaro

  • Varo bank account screen with available balance
    App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of
  • Varo savings account screen
    App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of
  • Available balance $2,340.04 with filter chips
    App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of

Transfer and send

Chase app iconChase

  • Chase app send money form with $25.00 amount and Review and send button
    App Store marketing imageAn Enter Amount screen for sending $25.00 to a contact, with a memo field, a pay from account, a send date and a Review and send button.App Store listing, as of
  • Chase Autosave transfer options
    From Chase's websiteA General Savings screen asking When do you want to transfer money? with options for On a schedule and When I get a deposit.chase.com, as of
  • Chase send money enter amount screen
    From Chase's websiteAn Enter Amount screen for sending $50.00 to Amber Davis, with memo, pay from account, send date and Review and send button.chase.com, as of
  • Send money form fields
    App Store marketing imageA payment form with recipient, $25.00 amount, optional memo, pay from account, send on date, repeat payment toggle and Review and send button.App Store listing, as of

Varo app iconVaro

No official screen found yet

Card controls

Chase app iconChase

  • Chase app lock and unlock card screen
    App Store marketing imageA Lock and Unlock Your Card screen with one debit card unlocked, another shown as locked, and an explanation of what locking does.App Store listing, as of
  • Chase lock and unlock card screen
    From Chase's websiteA Lock and Unlock Card screen with a credit card toggled to Locked, a You've locked your card message, an explanation, and an Apple Pay section.chase.com, as of
  • Chase help page lock and unlock card screen
    From Chase's help centerA Lock and unlock your card screen titled Misplaced your card?, explaining what locking blocks, with a credit card toggled to Locked.chase.com, as of
  • Card lock toggle set to Locked
    App Store marketing imageA debit card row with its toggle switched to Locked and a confirmation that reads You've locked your card.App Store listing, as of

Varo app iconVaro

  • Varo card lock, alerts and biometric toggles
    App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of

Settings and security

Chase app iconChase

  • Chase sign in with Face ID
    From Chase's websiteA Chase sign in screen with username and password fields and a Face ID prompt in the center.chase.com, as of
  • Chase fraud monitoring text conversation
    From Chase's websiteA Fraud Monitoring message thread asking Did you spend $400 at The Plant Warehouse?, a Yes reply, and a Thank you, enjoy! response.chase.com, as of

Varo app iconVaro

No official screen found yet

Investments

Chase app iconChase

  • Chase app stock quote screen with price chart and Trade button
    App Store marketing imageA stock quote screen for Elly Inc. showing an 80.58 share price, a one year price chart, and Watch and Trade buttons.App Store listing, as of
  • Chase self-directed investing account screen
    From Chase's websiteA self-directed investing account showing $20,691.92 with a one day chart, available funds of $259.11, and Explore, Trade, Transfer and More buttons.chase.com, as of
  • Watch and Trade buttons
    App Store marketing imageWatch and Trade buttons below a stock chart.App Store listing, as of

Varo app iconVaro

No official screen found yet

Goals

Chase app iconChase

  • Wealth Plan screen with monthly spending chart and goals
    App Store marketing imageA J.P. Morgan Wealth Plan screen showing $1,755.00 in monthly spending on a line chart and a Goals section with a retirement goal.App Store listing, as of
  • Goals card with My Retirement marked Looks good
    App Store marketing imageA Goals card listing long-term goals and a My Retirement goal marked Looks good.App Store listing, as of

Varo app iconVaro

No official screen found yet

Reports and insights

Chase app iconChase

  • Chase Snapshot screen with card usage chart and cash flow
    App Store marketing imageA Chase Snapshot screen showing $59 in credit and debit card usage on a daily chart and a cash flow card showing $997.App Store listing, as of
  • Daily card usage chart totaling $59
    App Store marketing imageA daily card usage chart totaling $59 with today's card transactions listed below.App Store listing, as of

Varo app iconVaro

  • Varo spending summary with categories
    App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of
  • Varo monthly spending chart with comparison note
    From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of
  • Spending comparison note
    App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of

Check deposit

Chase app iconChase

  • Chase QuickDeposit check camera view
    App Store marketing imageA Chase QuickDeposit camera screen framing the front of a check, with a Looks good indicator and an auto capture control.App Store listing, as of
  • Chase QuickDeposit amount and photo boxes
    From Chase's websiteA Chase QuickDeposit screen with a deposit account, a $1,524.24 deposit amount, Front and Back photo boxes and a Next button.chase.com, as of
  • Check camera viewfinder with Looks good label
    App Store marketing imageA camera viewfinder outlining a check with a Looks good label.App Store listing, as of

Varo app iconVaro

No official screen found yet

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Chase

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Diagnostics

As of · App Store listing

Varo

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Contacts

As of · App Store listing

Accessibility labels

Chase

  • VoiceOver
  • Larger Text
  • Differentiate Without Color Alone
  • Sufficient Contrast
  • Reduced Motion
  • Captions
  • Audio Descriptions

As of · App Store listing

Varo

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

FAQ

What are the App Store ratings for Chase and Varo?

Chase has a store rating of 4.8 out of 5 from 9,578,415 ratings. Varo has a store rating of 4.9 out of 5 from 233,533 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Chase and Varo?

Chase shows 4.8 out of 5 (2.17M reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).

When were the Chase and Varo iPhone apps last updated?

Chase released version 4.794 on Oct 11, 2026. Varo released version 4.43.0 on Oct 22, 2026.

Which Apple devices do the Chase and Varo apps run on?

The App Store lists iPhone and iPad for Chase, and iPhone, iPad and Apple Vision for Varo.

Which app features does Chase state that we did not find for Varo?

Chase's own website states mobile check deposit, budgeting or spending insights and face or fingerprint sign-in. We did not find those stated on Varo's website, which does not mean the Varo app lacks them.

Keep comparing

Sources and dates

Chase

Varo

This is education, not financial advice.