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Bank app comparison

Cash App vs Varo app

Store facts as of

Short answer

On the App Store, Cash App has a store rating of 4.8 out of 5 from 8,771,856 ratings, and Varo has a store rating of 4.9 out of 5 from 233,533 ratings, as of Oct 24, 2026. Cash App last updated its iPhone app on Oct 22, 2026, and Varo on Oct 22, 2026. Of the 10 app features we look for on each bank's own website, we found 9 stated by Cash App and 6 by Varo.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Cash App app iconCash App

App Store rating (iPhone)

4.8out of 5

8,771,856 ratings

As of · App Store listing

Google Play rating (Android)

4.7out of 5

4.51M reviews, as shown on Google Play. Updated on Oct 23, 2026.

As of · Google Play listing

Varo app iconVaro

App Store rating (iPhone)

4.9out of 5

233,533 ratings

As of · App Store listing

Google Play rating (Android)

4.5out of 5

245K reviews, as shown on Google Play. Updated on Oct 21, 2026.

As of · Google Play listing

Updates and app facts

Cash App last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 23, 2026. Varo last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.

Cash App app iconCash App

Last App Store update
Version 5.75.0, released Oct 22, 2026
App size
462.2 MB
Requires
iOS 17.0 or later
Runs on
iPhone
Languages
2 (English and Spanish)
Developer
Block, Inc.

As of · App Store listing

Varo app iconVaro

Last App Store update
Version 4.43.0, released Oct 22, 2026
App size
128.2 MB
Requires
iOS 16.4 or later
Runs on
iPhone, iPad and Apple Vision
Languages
1 (English)
Developer
Varo Money inc

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureCash AppVaro
Mobile check depositStated on the bank's siteSource: cash.app/help/14427-mobile-check-depositsNot found on the bank's site yet
Card lock and unlockStated on the bank's siteSource: cash.app/help/309112-temporarily-disable-cardStated on the bank's siteSource: varomoney.com/security-and-control
Send money to peopleStated on the bank's siteCash App paymentsSource: cash.appStated on the bank's siteVaro to AnyoneSource: varomoney.com/mobile-banking
Account alertsStated on the bank's siteSource: cash.appStated on the bank's siteSource: varomoney.com/mobile-banking
Budgeting or spending insightsStated on the bank's siteSource: cash.app/help/671-moneybot-on-cash-appNot found on the bank's site yet
Automatic savingStated on the bank's siteSource: cash.app/help/10131-cash-card-round-upsStated on the bank's siteSource: varomoney.com/automatic-savings-tools
Virtual assistantStated on the bank's siteMoneybotSource: cash.app/help/671-moneybot-on-cash-appNot found on the bank's site yet
Face or fingerprint sign-inStated on the bank's siteSource: cash.app/help/3120-enable-security-lockNot found on the bank's site yet
Credit score in the appNot found on the bank's site yetStated on the bank's siteSource: varomoney.com/credit-builder
Apple Pay or Google PayStated on the bank's siteSource: cash.app/help/30810-cash-card-apple-payStated on the bank's siteSource: varomoney.com/debit-card
Stated on the bank's site9 of 106 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Cash App app iconCash App

  • Cash App Money tab with cash balance and savings
    App Store marketing imageA Money screen showing a $1,226.00 cash balance with Add money and Withdraw buttons, a Paychecks row, and Save and invest tiles for Savings at $2,451.00 and Bitcoin at $8.05.App Store listing, as of
  • Cash balance $1,226.00 with Add money and Withdraw
    App Store marketing imageA Cash balance card showing $1,226.00 with Add money and Withdraw buttons and a Paychecks row with $340 this month.App Store listing, as of
  • Savings and Bitcoin tiles
    App Store marketing imageSave and invest tiles for Savings at $2,451.00 with $249.00 to goal and Bitcoin at $8.05.App Store listing, as of

Varo app iconVaro

  • Varo bank account screen with available balance
    App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of
  • Varo savings account screen
    App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of
  • Available balance $2,340.04 with filter chips
    App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of

Transfer and send

Cash App app iconCash App

  • Cash App keypad with $20 and Pay button
    App Store marketing imageA green send screen with $20 entered on a number keypad and Pool, Request and Pay buttons.App Store listing, as of
  • Keypad with Pool, Request and Pay buttons
    App Store marketing imageA number keypad above Pool, Request and Pay buttons.App Store listing, as of

Varo app iconVaro

No official screen found yet

Card controls

Cash App app iconCash App

  • Cash App Lock card toggle
    From Cash App's websiteA large toggle switched on with a lock icon above the label Lock card.cash.app, as of

Varo app iconVaro

  • Varo card lock, alerts and biometric toggles
    App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of

Settings and security

Cash App app iconCash App

  • Cash App help and support screen
    From Cash App's websiteA How can we help? screen with a support search field, a Notifications section with a Cash App Support message, and a Disputes section.cash.app, as of
  • Cash App security notifications
    From Cash App's websiteStacked notifications for Phone unlinked, Transaction declined and Sign in from new device today at 2:05 AM.cash.app, as of
  • Cash App new payment activity notification
    From Cash App's websiteStacked notifications reading New payment activity, You spent $350 at Apple.cash.app, as of

Varo app iconVaro

No official screen found yet

Investments

Cash App app iconCash App

  • Cash App bitcoin balance and chart
    App Store marketing imageA bitcoin screen showing $500.00 with a price chart, time range buttons, Buy, Sell and send buttons, and My performance of +$20.00 and +2.12%.App Store listing, as of
  • Cash App buy stocks amount picker
    App Store marketing imageA Buy stocks sheet over a stock chart with a one-time order, amount options of $1, $10, $20, $50 and $100, and a Next button.App Store listing, as of
  • Buy and Sell buttons
    App Store marketing imageBuy, Sell and transfer buttons below a bitcoin chart.App Store listing, as of
  • Stock order amount buttons
    App Store marketing imageA Buy stocks sheet with dollar amount buttons from $1 to $100 and a Next button.App Store listing, as of

Varo app iconVaro

No official screen found yet

Goals

Cash App app iconCash App

  • Cash App savings goal ring
    App Store marketing imageA Savings screen with a ring showing a $400.00 savings balance and $100.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of
  • Cash App savings balance ring
    App Store marketing imageA Savings screen with a ring showing a $2,451.00 savings balance and $249.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of

Varo app iconVaro

No official screen found yet

Reports and insights

Cash App app iconCash App

No official screen found yet

Varo app iconVaro

  • Varo spending summary with categories
    App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of
  • Varo monthly spending chart with comparison note
    From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of
  • Spending comparison note
    App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of

Transactions

Cash App app iconCash App

  • Cash App paycheck deposit detail
    App Store marketing imageA Paycheck transaction detail showing +$1,650.00 with transaction details marked complete and deposited to cash balance, and links to learn about direct deposit and contact support.App Store listing, as of

Varo app iconVaro

No official screen found yet

Sharing with a partner

Cash App app iconCash App

  • Cash App family members screen
    App Store marketing imageA Family screen showing 2 requests, a Members list with balances for Emma Hills and Peter Hills, and a Documents section with account and stock statements.App Store listing, as of

Varo app iconVaro

No official screen found yet

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Cash App

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

Not listed on the App Store page.

As of · App Store listing

Varo

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Contacts

As of · App Store listing

Accessibility labels

Cash App

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

Varo

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

FAQ

What are the App Store ratings for Cash App and Varo?

Cash App has a store rating of 4.8 out of 5 from 8,771,856 ratings. Varo has a store rating of 4.9 out of 5 from 233,533 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Cash App and Varo?

Cash App shows 4.7 out of 5 (4.51M reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).

When were the Cash App and Varo iPhone apps last updated?

Cash App released version 5.75.0 on Oct 22, 2026. Varo released version 4.43.0 on Oct 22, 2026.

Which Apple devices do the Cash App and Varo apps run on?

The App Store lists iPhone for Cash App, and iPhone, iPad and Apple Vision for Varo.

Which app features does Cash App state that we did not find for Varo?

Cash App's own website states mobile check deposit, budgeting or spending insights, virtual assistant and face or fingerprint sign-in. We did not find those stated on Varo's website, which does not mean the Varo app lacks them.

Which app features does Varo state that we did not find for Cash App?

Varo's own website states credit score in the app. We did not find that stated on Cash App's website, which does not mean the Cash App app lacks it.

Keep comparing

Sources and dates

Cash App

Varo

This is education, not financial advice.