Bank app comparison
Betterment vs Varo app
Store facts as of
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Betterment
Banking app
Visit site for Betterment (opens in a new tab)
Short answer
On the App Store, Betterment has a store rating of 4.8 out of 5 from 66,595 ratings, and Varo has a store rating of 4.9 out of 5 from 233,523 ratings, as of Nov 12, 2026. Betterment last updated its iPhone app on Nov 10, 2026, and Varo on Nov 10, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 4, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Betterment
Google Play rating (Android)
4.6out of 5
19.6K reviews, as shown on Google Play. Updated on Oct 19, 2026.
As of · Google Play listing
Varo
Google Play rating (Android)
4.5out of 5
245K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
Updates and app facts
Betterment last updated its iPhone app on Nov 10, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 19, 2026. Varo last updated its iPhone app on Nov 10, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.
Betterment
- Last App Store update
- Version 10.1.0, released Nov 10, 2026
- App size
- 150 MB
- Requires
- iOS 16.0 or later
- Runs on
- iPhone
- Languages
- 3 (English and 2 more)
- Developer
- Betterment
As of · App Store listing
Varo
- Last App Store update
- Version 4.44.1, released Nov 10, 2026
- App size
- 128.2 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone, iPad and Apple Vision
- Languages
- 1 (English)
- Developer
- Varo Money inc
As of · App Store listing
Features each bank states
| Feature | Betterment | Varo |
|---|---|---|
| Mobile check deposit | Stated in the bank's official sourcesSource: betterment.com/help/funding-checking-account | Stated in the bank's official sourcesSource: support.varomoney.com/hc/en-us/articles/115011614328-Deposit-Checks |
| Card lock and unlock | Stated in the bank's official sourcesSource: betterment.com/checking | Stated in the bank's official sourcesSource: varomoney.com/security-and-control |
| Automatic saving | Stated in the bank's official sourcesSource: betterment.com/cash-reserve | Stated in the bank's official sourcesSource: varomoney.com/automatic-savings-tools |
| Apple Pay or Google Pay | Stated in the bank's official sourcesSource: betterment.com/checking | Stated in the bank's official sourcesSource: varomoney.com/debit-card |
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Card lock and unlock
Betterment
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Betterment
App Store marketing imageA Good morning, Alex home screen with total net worth and Betterment balance, and an Accounts list with Cash Reserve, Automated Investing, Self-directed investing and Retirement.App Store listing, as of App Store marketing imageA Cash Reserve screen showing a $17,032.38 balance, current APY, FDIC insurance and total interest paid, Deposit and Transfer buttons, and recent activity.App Store listing, as of 
App Store marketing imageAn Accounts list with Cash Reserve at $8,000.00, Automated investing at $40,368.66, Self-directed investing at $5,627.20 and Retirement at $75,915.12.App Store listing, as of 
App Store marketing imageA card showing current APY of 4.25% boosted, FDIC insurance up to $4M and $195.16 total interest paid.App Store listing, as of 
From Betterment's websiteA Checking card showing a $3,048.38 available balance and $36.00 in ATM fees reimbursed, with a No fees label.betterment.com, as of
Varo
App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of 
App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of 
App Store marketing imageThe iPad Bank account screen: All, Money out and Money in filters, an available balance of $2,352.47 with Move money and View card buttons, a "You saved $10.95 this month in fees!" banner placed over it and a pending transfer to savings.App Store listing, as of 
App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of
Transfer and send
Betterment
No official screen found yet
Varo
App Store marketing imageA Zelle confirmation on iPad: "You sent Chris $600.00" with the memo "rent" and a house illustration.App Store listing, as of
Card controls
Betterment
From Betterment's websiteA Manage account panel with a Card lock toggle switched off and a Change debit card PIN row.betterment.com, as of
Varo
App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of
Settings and security
Betterment
No official screen found yet
Varo
App Store marketing imageThree settings rows with switches on: Lock your card with your phone, Real-time transaction alerts, and Face ID and fingerprint privacy.App Store listing, as of
Investments
Betterment
App Store marketing imageA Self-directed investing screen showing a $30,000.00 balance with a performance chart and a Holdings list with Amazon and Netflix.App Store listing, as of 
App Store marketing imageA Portfolio options screen asking Choose a portfolio to invest in, listing options such as Betterment Core, Goldman Sachs Smart Beta, Innovative Technology and Climate Impact.App Store listing, as of 
App Store marketing imageAn Automated investing screen listing account benefits including tax losses harvested of $1,742.55 and dividends earned, with an Automate your savings section.App Store listing, as of 
App Store marketing imageA Performance screen showing a $162,387.10 balance with a growth chart, time range buttons and an Accounts list.App Store listing, as of 
App Store marketing imageA Holdings card with Amazon at $4,206.74 and Netflix at $3,597.55 and an Add asset link.App Store listing, as of 
App Store marketing imageA callout showing $1,742.55 in tax losses harvested.App Store listing, as of 
App Store marketing imageA balance and invested line chart from 2011 to today with time range buttons.App Store listing, as of 
From Betterment's websiteAn Automated investing card with a $50,460.82 balance, a 90% stocks ring, a growth chart and time range buttons.betterment.com, as of 
From Betterment's websiteA Self-directed investing header above tiles for AAPL, GOOG, SPY, MSFT, AMZN and NVDA.betterment.com, as of 
From Betterment's websiteA Tax-coordinated portfolio row above Traditional 401(k) at $91,281.24 and Roth IRA at $24,109.32.betterment.com, as of
Varo
No official screen found yet
Goals
Betterment
No official screen found yet
Varo
App Store marketing imageA Savings account with $1,987.00 available, interest earned, an "Earn more with 3.75% APY" banner placed over it and pending and posted transfers.App Store listing, as of
Reports and insights
Betterment
No official screen found yet
Varo
App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of 
From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of 
App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of
Sharing with a partner
Betterment
From Betterment's websiteA row reading Add someone to account with an arrow.betterment.com, as of
Varo
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Betterment
Data Used to Track You
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Varo
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Contacts
As of · App Store listing
Accessibility labels
Betterment
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Varo
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Betterment and Varo?
Betterment has a store rating of 4.8 out of 5 from 66,595 ratings. Varo has a store rating of 4.9 out of 5 from 233,523 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Betterment and Varo?
Betterment shows 4.6 out of 5 (19.6K reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).
When were the Betterment and Varo iPhone apps last updated?
Betterment released version 10.1.0 on Nov 10, 2026. Varo released version 4.44.1 on Nov 10, 2026.
Which Apple devices do the Betterment and Varo apps run on?
The App Store lists iPhone for Betterment, and iPhone, iPad and Apple Vision for Varo.
Which app features do both Betterment and Varo state?
Both banks' official sources state mobile check deposit, card lock and unlock, automatic saving, and Apple Pay or Google Pay.
Keep comparing
- See every fact on the Betterment app page, with all four screenshots.
- See every fact on the Varo app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Betterment
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Betterment's official sources: betterment.com/help/funding-checking-account, betterment.com/checking, betterment.com/cash-reserve, betterment.com/legal/security.
- Betterment's app covers Cash Reserve and investing. Features are read from betterment.com/cash-reserve.
Varo
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Varo's official sources: support.varomoney.com/hc/en-us/articles/115011614328-Deposit-Checks, varomoney.com/security-and-control, varomoney.com/mobile-banking, support.varomoney.com/hc/en-us/articles/24604596039828-Money-Insights, varomoney.com/automatic-savings-tools, support.varomoney.com/hc/en-us/articles/360000334946-Contact-Us, varomoney.com/credit-builder, varomoney.com/debit-card.
This is education, not financial advice.
