Bank app comparison
Betterment vs Marcus by Goldman Sachs app
Store facts as of
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Betterment
Banking app
Visit site for Betterment (opens in a new tab)
Marcus by Goldman Sachs
Banking app
Visit site for Marcus by Goldman Sachs (opens in a new tab)
Short answer
On the App Store, Betterment has a store rating of 4.8 out of 5 from 66,595 ratings, and Marcus by Goldman Sachs has a store rating of 4.9 out of 5 from 278,153 ratings, as of Nov 12, 2026. Betterment last updated its iPhone app on Nov 10, 2026, and Marcus by Goldman Sachs on Nov 5, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 2, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Betterment
Google Play rating (Android)
4.6out of 5
19.6K reviews, as shown on Google Play. Updated on Oct 19, 2026.
As of · Google Play listing
Marcus by Goldman Sachs
Google Play rating (Android)
4.9out of 5
22.1K reviews, as shown on Google Play. Updated on Oct 2, 2026.
As of · Google Play listing
Updates and app facts
Betterment last updated its iPhone app on Nov 10, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 19, 2026. Marcus by Goldman Sachs last updated its iPhone app on Nov 5, 2026, 7 days before we checked, and Google Play shows its Android app updated on Oct 2, 2026.
Betterment
- Last App Store update
- Version 10.1.0, released Nov 10, 2026
- App size
- 150 MB
- Requires
- iOS 16.0 or later
- Runs on
- iPhone
- Languages
- 3 (English and 2 more)
- Developer
- Betterment
As of · App Store listing
Marcus by Goldman Sachs
- Last App Store update
- Version 2.27.0, released Nov 5, 2026
- App size
- 78.7 MB
- Requires
- iOS 17.4 or later
- Runs on
- iPhone and iPad
- Languages
- 1 (English)
- Developer
- Goldman Sachs
As of · App Store listing
Features each bank states
| Feature | Betterment | Marcus by Goldman Sachs |
|---|---|---|
| Mobile check deposit | Stated in the bank's official sourcesSource: betterment.com/help/funding-checking-account | Not offered, per the bank's official sourcesSource: marcus.com/us/en/marcus-mobile-banking-app |
| Card lock and unlock | Stated in the bank's official sourcesSource: betterment.com/checking | Not offered, per the bank's official sourcesSource: marcus.com/us/en/faqs |
| Automatic saving | Stated in the bank's official sourcesSource: betterment.com/cash-reserve | Stated in the bank's official sourcesSource: marcus.com/us/en/faqs |
| Face or fingerprint sign-in | Stated in the bank's official sourcesSource: betterment.com/legal/security | Stated in the bank's official sourcesSource: marcus.com/us/en/marcus-mobile-banking-app |
| Apple Pay or Google Pay | Stated in the bank's official sourcesSource: betterment.com/checking | Not offered, per the bank's official sourcesSource: marcus.com/us/en/faqs |
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Marcus by Goldman Sachs
Card lock and unlock
Betterment
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Betterment
App Store marketing imageA Good morning, Alex home screen with total net worth and Betterment balance, and an Accounts list with Cash Reserve, Automated Investing, Self-directed investing and Retirement.App Store listing, as of App Store marketing imageA Cash Reserve screen showing a $17,032.38 balance, current APY, FDIC insurance and total interest paid, Deposit and Transfer buttons, and recent activity.App Store listing, as of 
App Store marketing imageAn Accounts list with Cash Reserve at $8,000.00, Automated investing at $40,368.66, Self-directed investing at $5,627.20 and Retirement at $75,915.12.App Store listing, as of 
App Store marketing imageA card showing current APY of 4.25% boosted, FDIC insurance up to $4M and $195.16 total interest paid.App Store listing, as of 
From Betterment's websiteA Checking card showing a $3,048.38 available balance and $36.00 in ATM fees reimbursed, with a No fees label.betterment.com, as of
Marcus by Goldman Sachs
App Store marketing imageA Good Morning home screen listing an Online Savings balance of $52,008.30 and a Certificate of deposit balance of $23,401.11, with Discover more tiles and a bottom tab bar.App Store listing, as of 
Google Play marketing imageAn Android Good morning home screen listing an Online Savings balance of $47,728.99 and a Certificate of Deposit balance of $55,763.19 with Discover more tiles.Google Play listing, as of 
From Marcus by Goldman Sachs's websiteA Good Morning home screen with a What's new? button, a total deposits balance of $42,224.84, and an Accounts list with Online Savings at $16,900.32 and a Certificate of Deposit.marcus.com, as of 
App Store marketing imageTwo account cards showing an Online Savings balance of $52,008.30 and a Certificate of deposit balance of $23,401.11.App Store listing, as of 
App Store marketing imageA bottom tab bar with Accounts, Transfer/Pay, Help and Profile.App Store listing, as of 
App Store marketing imageA Marcus Savings card showing an $18,561.69 current balance, earnings year to date and amount available to use.App Store listing, as of
Transfer and send
Betterment
No official screen found yet
Marcus by Goldman Sachs
App Store marketing imageA Transfer screen tracking a transfer through Transfer scheduled, Earning interest and Funds available steps, with an explanation and a Got it button.App Store listing, as of 
Google Play marketing imageAn Android Track my transfer screen with Transfer scheduled, Earning interest and Funds available steps and a Got it button.Google Play listing, as of 
From Marcus by Goldman Sachs's websiteA loan screen showing $5,963.00 principal remaining with a Make a payment button, partly covered by a Track my transfer panel with Transfer scheduled and Earning interest checked, Funds available pending, and a Got it button.marcus.com, as of 
App Store marketing imageA vertical tracker with Transfer scheduled and Earning interest checked and Funds available still pending.App Store listing, as of
Card controls
Betterment
From Betterment's websiteA Manage account panel with a Card lock toggle switched off and a Change debit card PIN row.betterment.com, as of
Marcus by Goldman Sachs
No official screen found yet
Settings and security
Betterment
No official screen found yet
Marcus by Goldman Sachs
From Marcus by Goldman Sachs's websiteTwo angled screens: a Welcome to Marcus sign in form with email and password fields, and a prompt asking Do you want to enable Face ID to access your account? with Enable Face ID and Not now buttons.marcus.com, as of 
From Marcus by Goldman Sachs's websiteA How can we help you today? screen with commonly asked questions about making a transfer, transfer limits, security, funding a CD, beneficiaries and Marcus Referred.marcus.com, as of
Investments
Betterment
App Store marketing imageA Self-directed investing screen showing a $30,000.00 balance with a performance chart and a Holdings list with Amazon and Netflix.App Store listing, as of 
App Store marketing imageA Portfolio options screen asking Choose a portfolio to invest in, listing options such as Betterment Core, Goldman Sachs Smart Beta, Innovative Technology and Climate Impact.App Store listing, as of 
App Store marketing imageAn Automated investing screen listing account benefits including tax losses harvested of $1,742.55 and dividends earned, with an Automate your savings section.App Store listing, as of 
App Store marketing imageA Performance screen showing a $162,387.10 balance with a growth chart, time range buttons and an Accounts list.App Store listing, as of 
App Store marketing imageA Holdings card with Amazon at $4,206.74 and Netflix at $3,597.55 and an Add asset link.App Store listing, as of 
App Store marketing imageA callout showing $1,742.55 in tax losses harvested.App Store listing, as of 
App Store marketing imageA balance and invested line chart from 2011 to today with time range buttons.App Store listing, as of 
From Betterment's websiteAn Automated investing card with a $50,460.82 balance, a 90% stocks ring, a growth chart and time range buttons.betterment.com, as of 
From Betterment's websiteA Self-directed investing header above tiles for AAPL, GOOG, SPY, MSFT, AMZN and NVDA.betterment.com, as of 
From Betterment's websiteA Tax-coordinated portfolio row above Traditional 401(k) at $91,281.24 and Roth IRA at $24,109.32.betterment.com, as of
Marcus by Goldman Sachs
No official screen found yet
Transactions
Betterment
No official screen found yet
Marcus by Goldman Sachs
App Store marketing imageA Marcus Savings account screen showing a $18,561.69 current balance, earnings year to date, available to use, and a transactions list with a deposit and a withdrawal, plus a Make a transfer button.App Store listing, as of 
Google Play marketing imageAn Android Marcus Savings screen showing an $18,561.69 balance, account details and a transactions list with a Make a transfer button.Google Play listing, as of 
App Store marketing imageA transactions list with a $350.00 deposit and a $750.00 withdrawal and running balances.App Store listing, as of
Sharing with a partner
Betterment
From Betterment's websiteA row reading Add someone to account with an arrow.betterment.com, as of
Marcus by Goldman Sachs
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Betterment
Data Used to Track You
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Marcus by Goldman Sachs
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Accessibility labels
Betterment
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Marcus by Goldman Sachs
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Betterment and Marcus by Goldman Sachs?
Betterment has a store rating of 4.8 out of 5 from 66,595 ratings. Marcus by Goldman Sachs has a store rating of 4.9 out of 5 from 278,153 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Betterment and Marcus by Goldman Sachs?
Betterment shows 4.6 out of 5 (19.6K reviews) on Google Play, and Marcus by Goldman Sachs shows 4.9 out of 5 (22.1K reviews).
When were the Betterment and Marcus by Goldman Sachs iPhone apps last updated?
Betterment released version 10.1.0 on Nov 10, 2026. Marcus by Goldman Sachs released version 2.27.0 on Nov 5, 2026.
Which Apple devices do the Betterment and Marcus by Goldman Sachs apps run on?
The App Store lists iPhone for Betterment, and iPhone and iPad for Marcus by Goldman Sachs.
Which app features do both Betterment and Marcus by Goldman Sachs state?
Both banks' official sources state automatic saving and face or fingerprint sign-in.
Which app features does only one of Betterment and Marcus by Goldman Sachs offer?
Betterment offers mobile check deposit, card lock and unlock, and Apple Pay or Google Pay, which Marcus by Goldman Sachs's official sources say it doesn't offer.
Keep comparing
- See every fact on the Betterment app page, with all four screenshots.
- See every fact on the Marcus by Goldman Sachs app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Betterment
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Betterment's official sources: betterment.com/help/funding-checking-account, betterment.com/checking, betterment.com/cash-reserve, betterment.com/legal/security.
- Betterment's app covers Cash Reserve and investing. Features are read from betterment.com/cash-reserve.
Marcus by Goldman Sachs
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Marcus by Goldman Sachs's official sources: marcus.com/us/en/faqs, marcus.com/us/en/marcus-mobile-banking-app.
- marcus.com answers direct requests from this session with a security challenge (403). On 2026-10-25 the Marcus app page and FAQs were read through the r.jina.ai reader, which fetches the official page as is; each feature cites the official URL. The app page says 'Does the Marcus app support mobile check deposits or loan payments by check? At this time, we can only accept checks by US Mail.', so mobile check deposit is recorded as not offered. The FAQs say 'At this time, we do not offer a debit card or ATM card for Marcus savings accounts.', so card lock and Apple Pay or Google Pay are recorded as not offered too (there is no card to lock or add to a wallet). Alerts, spending insights, a virtual assistant and a credit score are not stated on the app page, FAQs or Security Center.
- On 2026-10-25 a second pass read the Marcus FAQs again through the r.jina.ai reader. Under 'Can I send a wire transfer to a third party?' they say 'At this time, we are only able to send wire transfer requests to an account that you own at another bank. We are not able to send or make payments to a third party.' The same FAQs say an external account must be in your name and owned by you, so sending money to people is recorded as not offered.
- The app is live in the US App Store (developer Goldman Sachs, last updated 2026-10-06) and on Google Play, so it is kept in the set with its store data.
This is education, not financial advice.
