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Bank app comparison

Ally vs Capital One app

Store facts as of

Short answer

On the App Store, Ally has a store rating of 4.7 out of 5 from 114,169 ratings, and Capital One has a store rating of 4.8 out of 5 from 11,228,348 ratings, as of Oct 24, 2026. Ally last updated its iPhone app on Oct 22, 2026, and Capital One on Oct 5, 2026. Of the 10 app features we look for on each bank's own website, we found 7 stated by Ally and 9 by Capital One.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Ally app iconAlly

App Store rating (iPhone)

4.7out of 5

114,169 ratings

As of · App Store listing

Google Play rating (Android)

4.4out of 5

41.4K reviews, as shown on Google Play. Updated on Oct 20, 2026.

As of · Google Play listing

Capital One app iconCapital One

App Store rating (iPhone)

4.8out of 5

11,228,348 ratings

As of · App Store listing

Google Play rating (Android)

4.5out of 5

1.72M reviews, as shown on Google Play. Updated on Sep 30, 2026.

As of · Google Play listing

Updates and app facts

Ally last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 20, 2026. Capital One last updated its iPhone app on Oct 5, 2026, 19 days before we checked, and Google Play shows its Android app updated on Sep 30, 2026.

Ally app iconAlly

Last App Store update
Version 26.20.0, released Oct 22, 2026
App size
271.5 MB
Requires
iOS 16.6 or later
Runs on
iPhone, iPad and Apple Vision
Languages
3 (English and 2 more)
Developer
Ally Financial Inc.

As of · App Store listing

Capital One app iconCapital One

Last App Store update
Version 6.55.1, released Oct 5, 2026
App size
421.8 MB
Requires
iOS 17.0 or later
Runs on
iPhone and iPad
Languages
2 (English and Spanish)
Developer
Capital One

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureAllyCapital One
Mobile check depositStated on the bank's siteSource: ally.com/help/bank/depositsStated on the bank's siteSource: capitalone.com/digital/tools/mobile
Card lock and unlockStated on the bank's siteSource: ally.com/bank/online-bankingStated on the bank's siteSource: capitalone.com/digital/tools/mobile
Send money to peopleStated on the bank's siteZelleSource: ally.com/bank/online-bankingStated on the bank's siteZelleSource: capitalone.com/digital/tools/mobile
Account alertsStated on the bank's siteSource: ally.com/help/bank/alerts-notificationsStated on the bank's siteSource: capitalone.com/digital/tools/mobile
Budgeting or spending insightsNot found on the bank's site yetStated on the bank's siteSource: capitalone.com/digital/tools/mobile
Automatic savingStated on the bank's siteSource: ally.com/help/bank/savings-money-marketNot found on the bank's site yet
Virtual assistantNot found on the bank's site yetStated on the bank's siteEnoSource: capitalone.com/digital/tools/mobile
Face or fingerprint sign-inStated on the bank's siteSource: ally.com/bank/online-bankingStated on the bank's siteSource: capitalone.com/digital/tools/mobile
Credit score in the appNot found on the bank's site yetStated on the bank's siteSource: capitalone.com/digital/tools/mobile
Apple Pay or Google PayStated on the bank's siteSource: ally.com/help/bank/debit-cards-checksStated on the bank's siteSource: capitalone.com/digital/tools/mobile
Stated on the bank's site7 of 109 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Ally app iconAlly

  • Ally app home screen with total balance and accounts
    App Store marketing imageA Good Morning, Alex home screen showing $8,431.78 total, a Vehicles section with a $358.00 amount due and a Make a Payment button, and a Bank Accounts section.App Store listing, as of
  • Ally spending account with available balance
    App Store marketing imageA spending account screen showing a $991.56 available balance, a $1,991.56 current balance, Transfer and Menu buttons and shortcuts for deposit checks, Zelle and manage card.App Store listing, as of
  • Ally vehicle loan payment card on home screen
    App Store marketing imageA home screen Vehicles section listing a vehicle loan with an amount due and a highlighted 2019 Tacoma loan with $270.00 due, above Bank Accounts.App Store listing, as of
  • Greeting with $8,431.78 total
    App Store marketing imageA Good Morning, Alex greeting above an $8,431.78 total.App Store listing, as of
  • Vehicle loan card with $358.00 due
    App Store marketing imageA vehicle financing card showing $358.00 amount due with a next payment date and a Make a Payment button.App Store listing, as of
  • Vehicle loan card with $270.00 due
    App Store marketing imageA 2019 Tacoma vehicle financing card showing $270.00 amount due.App Store listing, as of

Capital One app iconCapital One

  • Capital One home screen with card and bank account tiles
    Google Play marketing imageA home screen with a credit card balance of $524.63, a bank account balance of $2,134.78, an Open a new account link and a rewards tile showing $60.80.Google Play listing, as of
  • Capital One home screen with credit card and checking tiles
    From Capital One's websiteA home screen saying Hi there. We've got new tools for you! with a credit card tile and a checking tile.capitalone.com, as of
  • Credit card and bank account balance tiles
    Google Play marketing imageTwo account tiles showing a credit card balance of $524.63 and a bank account balance of $2,134.78.Google Play listing, as of
  • Rewards tile showing $60.80
    Google Play marketing imageAn Explore rewards and benefits tile showing $60.80 in rewards cash with Travel, Dining and Entertainment shortcuts.Google Play listing, as of
  • Bottom navigation bar with five tabs
    Google Play marketing imageA bottom tab bar with Home, Rewards, Pay and Move, Help and Profile.Google Play listing, as of

Transfer and send

Ally app iconAlly

  • Ally Transfer Funds form
    From Ally's help centerA Transfer Funds screen with from and to accounts, a $209.89 amount, One Time Transfer frequency, a delivery date, an optional note and a Submit Transfer button.ally.com, as of
  • Ally transfer frequency picker
    From Ally's help centerA Frequency picker listing One Time Transfer, Weekly, Every 2 weeks, Monthly and longer intervals, with One Time Transfer checked.ally.com, as of
  • Transfer, Menu, Deposit checks, Zelle and Manage card buttons
    App Store marketing imageTransfer and Menu buttons with shortcuts for Deposit checks, Zelle and Manage card.App Store listing, as of

Capital One app iconCapital One

  • Capital One Zelle review and send screen
    Google Play marketing imageA Review and send screen for a Zelle payment to Amy Bowers from a 360 Checking account with a Slide to send control.Google Play listing, as of
  • Zelle review form for $50.00
    Google Play marketing imageA Zelle review form showing recipient Amy Bowers, phone number, a $50.00 amount, the from account and a Groceries memo.Google Play listing, as of
  • Slide to send control
    Google Play marketing imageA Slide to send control at the bottom of the payment review.Google Play listing, as of

Card controls

Ally app iconAlly

No official screen found yet

Capital One app iconCapital One

  • Capital One lock this card confirmation dialog
    App Store marketing imageA Lock this Card dialog explaining that no one will be able to use the card, with Yes, Lock This Card and Cancel buttons.App Store listing, as of
  • Capital One tap to activate card screen
    Google Play marketing imageA Ready to tap screen telling the user to take out a new Venture card and tap it to the phone, with a Start button.Google Play listing, as of
  • Capital One virtual card number screen
    Google Play marketing imageA Virtual cards screen with a Savor virtual card number, expiration and security code shown in a card overlay.Google Play listing, as of
  • Capital One Lock Card screen with toggle on
    From Capital One's websiteA Lock Card screen with a lock icon, a note that no one can use the card while locked, a card row with its toggle switched on and marked locked, and a Done button.capitalone.com, as of
  • Virtual card number with wallet options
    From Capital One's websiteA Your card panel with a masked card number ending in 1234, expiration and security code, and options to add it to Apple Wallet, PayPal and Amazon.capitalone.com, as of

Settings and security

Ally app iconAlly

No official screen found yet

Capital One app iconCapital One

  • Capital One prompt to sign in with Face ID
    App Store marketing imageA sign in prompt that reads Tired of typing passwords? Sign in with Face ID, with a Use Face ID button and a No Thanks option.App Store listing, as of
  • Capital One purchase alert on a phone lock screen
    App Store marketing imageAn iPhone lock screen showing a Capital One notification asking Were you double charged? about two $10.50 charges.App Store listing, as of

Investments

Ally app iconAlly

  • Ally Invest account value screen
    App Store marketing imageAn Individual Account screen showing a $4,151.61 account value with Transfers, Activity and Watchlist buttons and a Summary of market value and gains.App Store listing, as of
  • Transfers, Activity and Watchlist buttons
    App Store marketing imageTransfers, Activity and Watchlist buttons on a purple header.App Store listing, as of
  • Investment summary list
    App Store marketing imageA Summary list with market value, total gain or loss, today's gain or loss, cash buying power and orders.App Store listing, as of

Capital One app iconCapital One

No official screen found yet

Goals

Ally app iconAlly

  • Ally savings buckets screen
    App Store marketing imageA Savings tools screen with Buckets and Boosters tabs listing Vacations, Tax Payments and Auto Insurance buckets, with a Goin' places bucket at 60% complete shown in front.App Store listing, as of
  • Savings bucket at 60% complete
    App Store marketing imageA Goin' places bucket card with a progress bar at 60% complete.App Store listing, as of
  • Ally savings buckets with Round Ups note
    From Ally's websiteA Savings Buckets screen showing $4,327.49 with a note that $56.63 was saved with Round Ups this year, Distribute Money and Edit Bucket buttons, and a Gas Money bucket at $2235.ally.com, as of

Capital One app iconCapital One

No official screen found yet

Transactions

Ally app iconAlly

No official screen found yet

Capital One app iconCapital One

  • Capital One transaction details with merchant map
    From Capital One's websiteA Transaction Details screen for a $59.08 Salad Savvy purchase with merchant address, statement descriptor, phone, website, Report a Problem and a map.capitalone.com, as of

Check deposit

Ally app iconAlly

No official screen found yet

Capital One app iconCapital One

  • Capital One deposit a check form
    Google Play marketing imageA Deposit a check screen with a 360 Checking deposit account, an Enter amount field and a memo field.Google Play listing, as of
  • Check deposit form fields
    Google Play marketing imageA deposit form with the deposit account, an Enter amount field, front and back check photo boxes and a memo field.Google Play listing, as of

AI assistant

Ally app iconAlly

No official screen found yet

Capital One app iconCapital One

  • Capital One Eno assistant chat
    From Capital One's websiteAn Eno chat that says I'm Eno, your Capital One assistant, with suggested questions about reporting fraud, changing a due date and transferring a balance, and a user question What's my available credit?capitalone.com, as of

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Ally

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Location
  • Contacts
  • User Content
  • Diagnostics

As of · App Store listing

Capital One

Data Used to Track You

  • Identifiers
  • Usage Data

Data Linked to You

  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

  • Location
  • Usage Data
  • Diagnostics

As of · App Store listing

Accessibility labels

Ally

  • VoiceOver
  • Larger Text
  • Dark Interface
  • Differentiate Without Color Alone
  • Sufficient Contrast
  • Reduced Motion
  • Captions

As of · App Store listing

Capital One

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

FAQ

What are the App Store ratings for Ally and Capital One?

Ally has a store rating of 4.7 out of 5 from 114,169 ratings. Capital One has a store rating of 4.8 out of 5 from 11,228,348 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Ally and Capital One?

Ally shows 4.4 out of 5 (41.4K reviews) on Google Play, and Capital One shows 4.5 out of 5 (1.72M reviews).

When were the Ally and Capital One iPhone apps last updated?

Ally released version 26.20.0 on Oct 22, 2026. Capital One released version 6.55.1 on Oct 5, 2026.

Which Apple devices do the Ally and Capital One apps run on?

The App Store lists iPhone, iPad and Apple Vision for Ally, and iPhone and iPad for Capital One.

Which app features does Ally state that we did not find for Capital One?

Ally's own website states automatic saving. We did not find that stated on Capital One's website, which does not mean the Capital One app lacks it.

Which app features does Capital One state that we did not find for Ally?

Capital One's own website states budgeting or spending insights, virtual assistant and credit score in the app. We did not find those stated on Ally's website, which does not mean the Ally app lacks them.

Keep comparing

Sources and dates

Ally

Capital One

This is education, not financial advice.