Money glossary
Read-Only Access
Read-only access means an app or AI can see your data but cannot change it, move money, or delete anything.
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What is read-only access?
Read-only access means an app or AI assistant can see your data but cannot change it. It can't move money, edit your budget, or delete transactions.
Key takeaways
- Read-only is the safest starting point when you connect money data to AI.
- Check whether a connector is read-only by design, or only by setting.
- Read-only still means the data is shared, so check where it goes.
Read-only by design vs by setting
Some connectors are read-only because they have no tools that write at all. Others can write, but have writing switched off by default. Both can be fine. The first type has less that can go wrong. Fifecta's connector is the first type: it uses a separate pass that works only for reading.
Why it matters for your Money Type
A Saver saves but money never moves, often because moving it feels risky. A read-only connection lets you get answers about your money without any risk of it moving by accident.
Common questions
If it's read-only, is my data private?
Not automatically. The assistant still reads your data, and the AI company's own privacy terms apply to it. Read the app's and the assistant's privacy policies.
Related terms
Your next step
Same numbers, different next move
Knowing the word is step one. Two people can read the same definition and need totally different first moves. Your Money Type tells you yours.
