Which states require a personal finance class to graduate?

As of September 2026, 30 states require or will require a semester-long personal finance course. It is already in place in 10: Alabama, Iowa, Mississippi, Missouri, Nebraska, North Carolina, Rhode Island, Tennessee, Utah, Virginia. It is rolling out in 20 more: California, Colorado, Connecticut, Delaware, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, New Hampshire, Ohio, Oregon, Pennsylvania, South Carolina, Texas, West Virginia, Wisconsin.

What is the difference between required now and rolling out?

Required now means graduating students already have to take the course. Rolling out means the requirement has passed and is being phased in, so it applies to a future graduating class.

My state does not require it. Where can I learn the basics?

Start with the Priceless Tay glossary for the key terms and the free tools for the math. A class covers the basics, but the harder part is how you handle money day to day, which is what the free Money Type quiz is for.

Where does this data come from?

The state list comes from Next Gen Personal Finance and reflects requirements as of September 2026. Laws change, so check your state's department of education for the latest.

Financial literacy by state

Which States Require Financial Literacy?

Name: States that require a personal finance course for high school graduation
Creator: Priceless Tay

30 states require, or will soon require, a semester-long personal finance class to graduate high school. See the map and look up your state.

states require a personal finance class: 30states require a personal finance class
already require it for graduates: 10already require it for graduates
are rolling the requirement out: 20are rolling the requirement out

Required now
Required, rolling out
Not required

Tap a state to see its status.

Look up your state

AlabamaRequired now
AlaskaNot required
ArizonaNot required
ArkansasNot required
CaliforniaRequired, rolling out
ColoradoRequired, rolling out
ConnecticutRequired, rolling out
DelawareRequired, rolling out
District of ColumbiaNot required
FloridaRequired, rolling out
GeorgiaRequired, rolling out
HawaiiNot required
IdahoNot required
IllinoisNot required
IndianaRequired, rolling out
IowaRequired now
KansasRequired, rolling out
KentuckyRequired, rolling out
LouisianaRequired, rolling out
MaineNot required
MarylandNot required
MassachusettsNot required
MichiganRequired, rolling out
MinnesotaRequired, rolling out
MississippiRequired now
MissouriRequired now
MontanaNot required
NebraskaRequired now
NevadaNot required
New HampshireRequired, rolling out
New JerseyNot required
New MexicoNot required
New YorkNot required
North CarolinaRequired now
North DakotaNot required
OhioRequired, rolling out
OklahomaNot required
OregonRequired, rolling out
PennsylvaniaRequired, rolling out
Rhode IslandRequired now
South CarolinaRequired, rolling out
South DakotaNot required
TennesseeRequired now
TexasRequired, rolling out
UtahRequired now
VermontNot required
VirginiaRequired now
WashingtonNot required
West VirginiaRequired, rolling out
WisconsinRequired, rolling out
WyomingNot required

Source: Next Gen Personal Finance, requirements as of September 2026. Laws change, so check your state's department of education for the latest.

Common questions

: As of September 2026, 30 states require or will require a semester-long personal finance course. It is already in place in 10: Alabama, Iowa, Mississippi, Missouri, Nebraska, North Carolina, Rhode Island, Tennessee, Utah, Virginia. It is rolling out in 20 more: California, Colorado, Connecticut, Delaware, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, New Hampshire, Ohio, Oregon, Pennsylvania, South Carolina, Texas, West Virginia, Wisconsin.
: Required now means graduating students already have to take the course. Rolling out means the requirement has passed and is being phased in, so it applies to a future graduating class.
: Start with the Priceless Tay glossary for the key terms and the free tools for the math. A class covers the basics, but the harder part is how you handle money day to day, which is what the free Money Type quiz is for.
: The state list comes from Next Gen Personal Finance and reflects requirements as of September 2026. Laws change, so check your state's department of education for the latest.

A class teaches the rules. Your habits decide the results.

Whether or not your state required the class, the free quiz shows which of the four Money Types you are and the first change to make.

Find My Money Type