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The Best 10 Podcasts To Level Up Your Finances

Whether you’re saving for your first home or just want to learn how to get your finances in order (it’s better late than never), then you’re going to want to tune in—literally—because we’ve uncovered some of the best finance podcasts out there.
 
If you need a break from reading books and blogs on finance, podcasts are a fresh and free way to learn lots of useful information.
 
Clear your schedule and tune into these finance podcasts that will level up your money game immediately.
 
We’ve curated a list of the best finance podcasts for women, entrepreneurs, and beginners available on the web.
Finance Podcast
If you want to learn about any of the topics below, these finance podcasts got you covered.
 
  • retirement
  • savings
  • avoiding and getting out of debt
  • budgeting
  • money mindset hacks
  • investing
  • side hustles
  • entrepreneurship
  • investing
  • credit cards
  • And so much more!

This post is all about the 10 best finance podcasts

⬇️ Best Finance Podcasts for Women

Money With Katie

This podcast serves as a women’s guide to shaping the life you desire by mastering your cash flow and adopting straightforward investment strategies. It delves into fostering a healthy relationship with money and cultivating a money mindset for achieving success.
 
These bite-sized episodes are ideal for tuning in during your morning commute or unwinding after a long day at work.

Martinis and Your Money

This podcast was designed for the girlies. Honestly, it’s pretty iconic that Shannon McLay, the podcast host, sips on martinis while addressing the topic of money.
 
Martinis and Your Money delves into every aspect of personal finance in a digestible way. It’s the perfect podcast for anyone who is having trouble saving money, needs help getting that raise at work, or is just inexperienced with most financial concepts.

Her Money Podcast

A lot of us are just embarking on the scary journey of adulting.
Her Money happens to be the go-to podcast for those overwhelmed by taxes, tackling student loans, and navigating retirement plans.
 
Jean Chatzky guides every listener through the necessary steps to ensure a comfortable and stress-free tomorrow, providing up-to-date research, expert tips, and personalized advice.

Finance Podcasts For Beginners

My Millennial Money

My Millennial Money is hosted by Glen James and John Pidgeon, two money experts.
 
This financial podcast examines money-related topics humorously for Gen Z and millennials. Give these guys a listen if you’d like to learn more about saving, investing, and the impact it can have on your financial situation.

So Money

Fronted by recognized personal finance guru Farnoosh Torabi, “So Money” has been ranked as the best female-hosted podcast by Entrepreneur magazine.
 
She goes over every fundamental aspect of managing money. Everything from starting your own business to handling finances as a couple to paying off debt can be absorbed from this podcast.
 
The podcast features stories drawn from the real-life experiences of Torabi and her guests. “So Money” is one of the best finance podcasts available for those who are just starting out on their personal finance journey.

Finance Podcasts for Business Owners

Money Confidential

This podcast is osted by the well-known personal finance writer Stefanie O’Connell Rodriguez. Stefanie is well-known for her perceptive talks about the unique difficulties that women face in their careers and with their finances.
 
This podcast explores important personal finance topics like saving, spending, investing, and other topics that are frequently difficult to master.
 
Every Money Confidential episode acknowledges the influence of emotions on financial decisions while offering actionable advice that you can implement right away.

Brown Ambition Podcast

 
The Brown Ambition Podcast, created by women for women, is co-hosted by Mandi and Tiffany. They address listener questions about money, careers, and business each week.
 
Mandi, a seasoned finance editor with years of experience, and Tiffany, a best-selling personal finance author, combine their expertise in finance to make Brown Ambition one of the greatest financial podcasts for women.

Girls That Invest

This podcast is for the girls who want to make money moves. This podcast is made to make investing this much more accessible!
 
They focus on complex topics broken down into bite-sized portions that can be easily digested. Invest your time in this podcast!

This post was all about the best 10 finance podcasts.

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The Best 10 Podcasts To Level Up Your Finances

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Must listen finance podcasts
Whether you’re saving for your first home or just want to learn how to get your finances in order (it’s better late than never), then you’re going to want to tune in—literally—because we’ve uncovered some of the best finance podcasts out there.
 
If you need a break from reading books and blogs on finance, podcasts are a fresh and free way to learn lots of useful information.
 
Clear your schedule and tune into these finance podcasts that will level up your money game immediately.
 
We’ve curated a list of the best finance podcasts for women, entrepreneurs, and beginners available on the web.
Finance Podcast
If you want to learn about any of the topics below, these finance podcasts got you covered.
 
  • retirement
  • savings
  • avoiding and getting out of debt
  • budgeting
  • money mindset hacks
  • investing
  • side hustles
  • entrepreneurship
  • investing
  • credit cards
  • And so much more!

This post is all about the 10 best finance podcasts

⬇️ Best Finance Podcasts for Women

Money With Katie

This podcast serves as a women’s guide to shaping the life you desire by mastering your cash flow and adopting straightforward investment strategies. It delves into fostering a healthy relationship with money and cultivating a money mindset for achieving success.
 
These bite-sized episodes are ideal for tuning in during your morning commute or unwinding after a long day at work.

Martinis and Your Money

This podcast was designed for the girlies. Honestly, it’s pretty iconic that Shannon McLay, the podcast host, sips on martinis while addressing the topic of money.
 
Martinis and Your Money delves into every aspect of personal finance in a digestible way. It’s the perfect podcast for anyone who is having trouble saving money, needs help getting that raise at work, or is just inexperienced with most financial concepts.

Her Money Podcast

A lot of us are just embarking on the scary journey of adulting.
Her Money happens to be the go-to podcast for those overwhelmed by taxes, tackling student loans, and navigating retirement plans.
 
Jean Chatzky guides every listener through the necessary steps to ensure a comfortable and stress-free tomorrow, providing up-to-date research, expert tips, and personalized advice.

Finance Podcasts For Beginners

My Millennial Money

My Millennial Money is hosted by Glen James and John Pidgeon, two money experts.
 
This financial podcast examines money-related topics humorously for Gen Z and millennials. Give these guys a listen if you’d like to learn more about saving, investing, and the impact it can have on your financial situation.

So Money

Fronted by recognized personal finance guru Farnoosh Torabi, “So Money” has been ranked as the best female-hosted podcast by Entrepreneur magazine.
 
She goes over every fundamental aspect of managing money. Everything from starting your own business to handling finances as a couple to paying off debt can be absorbed from this podcast.
 
The podcast features stories drawn from the real-life experiences of Torabi and her guests. “So Money” is one of the best finance podcasts available for those who are just starting out on their personal finance journey.

Finance Podcasts for Business Owners

Money Confidential

This podcast is osted by the well-known personal finance writer Stefanie O’Connell Rodriguez. Stefanie is well-known for her perceptive talks about the unique difficulties that women face in their careers and with their finances.
 
This podcast explores important personal finance topics like saving, spending, investing, and other topics that are frequently difficult to master.
 
Every Money Confidential episode acknowledges the influence of emotions on financial decisions while offering actionable advice that you can implement right away.

Brown Ambition Podcast

 
The Brown Ambition Podcast, created by women for women, is co-hosted by Mandi and Tiffany. They address listener questions about money, careers, and business each week.
 
Mandi, a seasoned finance editor with years of experience, and Tiffany, a best-selling personal finance author, combine their expertise in finance to make Brown Ambition one of the greatest financial podcasts for women.

Girls That Invest

This podcast is for the girls who want to make money moves. This podcast is made to make investing this much more accessible!
 
They focus on complex topics broken down into bite-sized portions that can be easily digested. Invest your time in this podcast!

This post was all about the best 10 finance podcasts.

If you liked this post, check out our other posts!

Filing Taxes for the First Time? Here’s Everything You Need To Know

Are you in a bind because you’ve never filed a tax return before? And to top it off, you just learned that you’ll need to file one this year? April 15th:

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filing your taxes
Are you in a bind because you’ve never filed a tax return before? And to top it off, you just learned that you’ll need to file one this year?
 
April 15th: Tax Day always falls on that date, unless April 15 falls on a weekend or holiday. 
 
If you are filing your taxes for the first time, we have everything you need to know. And yes, we will be sharing how to file your taxes for free (or at a super low cost).

In this post, we are sharing everything you need to know if you are filing taxes for the first time.

A BEGINNERS GUIDE TO FILING TAXES

Essential tips for all you first-time filers out there ⬇️

Figure Out If You Have to File a Tax Return

To determine if you need to file a tax return, there are a few key factors to consider. 
 
In general, if your gross income in 2023 was at least $13,850, you’ll likely need to file a tax return in 2024.
 
Keep in mind that different rules apply to married individuals, older Americans, and heads of household. 
 
It’s important to note that even if you can be claimed as a dependent on someone else’s tax return, the $13,850 threshold still applies to you. 
 
If you are considered a dependent, you must file a return if you have accumulated at least $1,250 in “unearned” income, such as interest from investments.

Get Your Documents Together Early

 
Once you’ve determined that you need to file a tax return, it’s time to gather the necessary documents to complete it.
 
Here’s a list of essential documents to gather:
 
W-2: If you have a job, your employer is required to send you this form by the end of January. It provides details on your earnings for the previous year and the amount of tax withheld.
 
1099s: These forms report income that doesn’t come directly from a traditional employer. They include earnings from freelance work, “gig” pay, interest and dividend income, as well as income from third-party platforms like Venmo and PayPal.
 
Receipts: As a first-time taxpayer, it’s important to start keeping records of transactions that may need to be reported on your tax form. This includes income, expenses, and potential deductions. For example, keep track of any charitable donations you make or significant medical bills you incur.
 
By gathering these essential documents, you’ll be well-prepared to complete your tax return accurately and efficiently.

Gather Important Personal information

You’ll need the following personal information on hand to file taxes:
 
  • Social Security Number (SSN) or Taxpayer Identification Number
  • (TIN) for yourself and any dependents
  • Full name and date of birth for all individuals on your return.
  • Proof of identity with a valid photo ID
  • Bank account information, including your routing and account numbers, if you want to receive your tax refund via direct deposit.

Figure Out If Someone Can Claim You as a Dependent

 
It’s important to determine whether someone can claim you as a dependent, especially if you’re living with your parents or receiving any financial support from them.
 
According to TurboTax, parents can claim you as a dependent if you’re under 19 years of age, or under 24 and a full-time student, and they provide more than half of your financial support.
 
While parents can receive tax benefits by claiming you as a dependent, it’s also crucial for you to report this dependent status on your own tax return. 
 
Be sure to check with your parents and discuss whether they plan to claim you as a dependent and how it may affect your taxes. Always stay informed to ensure that you’re taking all the necessary steps towards financial success.

Figure Out If Someone Can Claim You as a Dependent

 
It’s important to determine whether someone can claim you as a dependent, especially if you’re living with your parents or receiving any financial support from them.
 
According to TurboTax, parents can claim you as a dependent if you’re under 19 years of age, or under 24 and a full-time student, and they provide more than half of your financial support.
 
While parents can receive tax benefits by claiming you as a dependent, it’s also crucial for you to report this dependent status on your own tax return. 
 
Be sure to check with your parents and discuss whether they plan to claim you as a dependent and how it may affect your taxes. Always stay informed to ensure that you’re taking all the necessary steps towards financial success.

Determine Your Tax Filing Status:

Here are the five primary filing statuses: 
 
  • Single: If you’re unmarried.  
  • Married (filing jointly): For married couples who want to combine their income on one return.
  • Married (filing separately): For married couples filing separately.
  • Head of household: For unmarried individuals who support dependents.
  • Qualifying widow/widower with dependent child: If you’re a surviving spouse with a dependent child. 
 
Include the appropriate filing status on your forms, when filing your taxes for the first time.

Find Out If You Qualify for Deductions or Credits

 
When it comes to taxes, deductions and credits can both help decrease your overall tax liability. Tax deductions work by reducing the amount of your income that is taxable while tax credits decrease the amount of tax you owe.
 
For first-time taxpayers, there are a few common deductions and credits that may apply:
 
  • The student loan interest deduction is one example of a deduction and can possibly result in a maximum deduction of $2,500 for the interest paid on student loans.
 
  • The American Opportunity Tax Credit is a credit that can be claimed by those individuals for whom no one can claim as a dependent, allowing for up to $2,500 credit for college expenses.
 
  • The Earned Income Tax Credit may be an option for individuals who earned a low income in 2023. It is essential to consult the IRS tables for information on how to qualify for this credit based on your income level.
 
  • Lifetime Learning Credit: A credit that helps cover the costs of post-secondary education, including tuition and related expenses, for eligible students. 
 
  • Educational expenses deduction: This deduction covers certain educational expenses. 
 
  • Home Energy Tax Credits: A credit for homeowners who make qualifying energy-efficient home upgrades.
 
  • Energy Efficient Home Improvement Credit: A credit for homeowners investing in energy-efficient home improvements. 
Deductions and credits can be a valuable tool when it comes to claiming your taxes.
 
Getting your taxable amount to the lowest possible is important if you want to pay less in taxes. It’s crucial to research which ones may apply to your situation and take advantage of them while preparing your tax return.

Decide if You Need Help

If you’re a first-time taxpayer, you have the option of either doing your own taxes or hiring a professional. 
 
Many Gen-Z individuals choose to do their own taxes, which is generally fine if your tax situation is straightforward.
 
By taking the DIY approach, you can potentially save money and complete your tax return quickly using tax software or the official IRS Free File program.
 
 Calculate your estimated Tax Return using Turbo Tax.

Completing Your Tax Filing

 
Once you’re prepared to file your taxes, it’s important to ensure the accuracy of your tax return. Take the time to review your personal information, income, deductions, and credits for any errors or omissions.
 
Online Filing: If you choose to file online, the platform you use will typically guide you through the process. Before proceeding from one page to the next, carefully verify the information provided for an easier filing experience.
 
 
Tax Professional Assistance: When working with a tax professional, they are responsible for reviewing their work. However, it’s crucial to provide them with accurate information from the start. If needed, ask for a walkthrough of your return to gain additional peace of mind.
 
Nonprofit Organization Assistance: If you’re seeking help from a nonprofit organization, you might be required to attend in-person sessions and bring all necessary documents. The organization will then assist you in submitting your tax return.
 
Paper Filing: If you opt for paper filing, complete all mandatory forms accurately, attach supporting documents, and send the package to the appropriate IRS address. Take the time to double-check everything before mailing your return, and remember to include a signed and dated copy.
 
It’s crucial to file your return by the tax deadline to avoid any late penalties. For the 2024 tax year, the deadline is April 15, 2024.

Pay the IRS if you owe taxes

After filing your taxes, you’ll either receive a tax refund or a notice of the amount you owe to the IRS. If you end up owing money, you’ll need to know how to pay what you owe.
 
You have a few options:
 
  • Use IRS Direct PayThis online service lets you pay your tax bill directly from your bank account. It’s a secure and convenient way to pay the IRS without any fees. 
  • Pay with a credit or debit card: You can pay your taxes using a credit or debit card through authorized payment processors, but this method includes fees. 
  • Pay in installments: If you can’t pay your tax bill in full, you may be eligible for an installment payment plan with the IRS. This allows you to pay your tax debt over time in manageable installments. 
Whichever method you choose, pay what you owe on time to avoid any penalties.

Common Tax Mistakes to Avoid For First-Time Filers

  • Misreporting any earned income
  • Not claiming qualified deductions or credits
  • Forgetting to sign and date your Tax return
  • Missing the date to file
  • Not keeping organized and accurate records.
  • Inaccurate Filing Status

This post was all about, everything you need to know before filing your taxes for the first time.

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