Welcome, savvy savers! In this hustle and bustle of modern life, we’re all searching for ways to make our hard-earned dollars stretch a little further.

And that’s where Ibotta swoops in to save the day! But how exactly do you use Ibotta? Let us guide you through the easy steps to start earning cashback rewards.

If you haven’t heard of Ibotta, prepare to have your mind blown. This free mobile app has revolutionized the way we shop and save, putting real cash back rewards in our pockets for the things we buy regularly.

In this post, we will be sharing How to Maximize Your Savings and Make Money with Ibotta.

What is Ibotta?

Ibotta is a free mobile app that gives users cashback rewards on everyday purchases, and has given over $1 billion in cashback rewards to its users!

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Ibotta partners with popular brands and retailers to offer cash back on purchases made in-store, online, or on mobile apps. By using the Ibotta app, you can earn real cash back on groceries, dining, travel, and more from tons of brands.

Easily redeem your cashback rewards via PayPal, Venmo, or gift cards to your favorite retailers like Amazon or Walmart!

How Does Ibotta Work?

Step 1: Download the free Ibotta app on your phone or tablet.

It’s available for both:

how to use Ibotta

Step 2: Browse cash back offers by category in the Ibotta app and add the ones you will want to redeem. You’ll find offers for a variety of groceries from many grocery stores as well as online or in store shopping offers from lots of large retailers such as Best Buy, Kohls, or Lowes (offers vary and are frequently updated).

Step 3: Head to the store or online (depending on the offer) and shop for the products you selected in the Ibotta app. Make sure to get the exact brand, size and variety listed.

Step 4: After checkout, take a photo of your receipt and upload it to the Ibotta app! This is needed to verify your purchases in order to redeem your cash back. However, you can also link your store loyalty cards which will allow Ibotta to automatically apply cash back offers when you make a qualifying purchase.

Step 5: Cash back is typically deposited into your Ibotta account within 48 hours. Once you hit the minimum balance of $20, you can cash out via gift cards, PayPal or your linked bank account!

It’s that easy! Just shop as normal after selecting your offers, then upload your receipt to get cash back.

Linking Your Loyalty Cards and Receipts

One of the easiest ways to earn cash back with Ibotta is by linking your store loyalty cards. This allows Ibotta to automatically apply cash back offers when you make a qualifying purchase.

How To link your loyalty cards to your Ibotta account:

  • Open the Ibotta app and go to the store’s page where you want to link your account. For example, the Walmart or Kroger page.
  • Tap “Link Account” at the top of the page and input your store loyalty account login details.
  • Accept the terms and conditions to complete linking.

Once your loyalty cards are connected, Ibotta will automatically credit your account with any eligible cash back offers when you shop at those stores. No need to scan your receipts afterwards for the store you have a loyalty card linked to (as long as you use your loyalty card at checkout).

You can also earn cash back by manually uploading your paper receipts or linking digital receipts from your email. Ibotta will scan the receipt and award cashback on qualifying purchases.

Linking loyalty cards lets the app verify your purchases and activates the corresponding cashback rewards. It only takes a few taps to set up and can save you a little time, compared to manually submitting receipts.

using the ibotta app steps

Cash Back at Major Retailers

Ibotta works with many of the most popular retailers in the US like Walmart, Target, Kroger, CVS and Walgreens to offer cash back on purchases made in-store and online.

You can unlock rebates for hundreds of grocery, household, personal care, and other items at these major chains and easily earn money back when you buy them.

Some examples of cash back offers include:

Walmart – bread, milk, eggs, produce, cleaning supplies, over-the-counter medication and more. Ocasionally, you must buy two of an item in order to get the cashback rewards. This will be clearly marked under the deal with “must by 2.”


Grocery, beauty, hygiene, baby, electronics, cleaning supplies, pet food, home goods.


Groceries, pet food, home supplies and over-the-counter medication.


Cash back on cosmetics, vitamins, medications, snacks, drinks, personal care items, and household essentials.


Groceries, beauty, hygiene, household products, and over-the-counter medication.

Ibotta also offers cash back for purchases at a myriad of other popular stores, such as Home Depot, Petsmart, shoe stores, sporting goods stores, clothing stores, and more.

You can also find cashback reward offers on travel bookings, event tickets, or rideshares. The app makes it easy to save money on your everyday spending across multiple categories.

Earn More Cash with Bonuses

Bonus offers change frequently, but you can find the current ones by tapping “Earn More” in your Ibotta app.

Examples include redeeming the same offer multiple times, from a specific brand or spending a certain amount of money.

One of the best Ibotta bonuses is referring friends. Referral codes can be found by clicking the arrow in the left hand corner of the Ibotta app.

You can share your code via text or email. When your friends use your code to download Ibotta, you’ll earn a $5 bonus for each friend who redeems their first rebate (they will get $5 too)!

ibotta referral

This adds up fast, especially if you have a large social network. Just be sure to share your personalized referral code so that you both get the bonus.

How to Cash Out Your Rewards

Ibotta makes it easy to redeem your cash back rewards. You can cash out your earnings when you hit the minimum of $20.

To withdraw your Ibotta rewards, simply go to the Account section in the app and select “Withdraw”.

You’ll then see all the available options for cashing out which include:

Gift cards: Choose an eGift card from popular brands like Amazon, Target, Walmart, and more. eGift cards are delivered instantly after you redeem.

Bank account or PayPal: Link your bank or PayPal account to have your reward funds deposited directly to your bank. Transfer time is 1-3 business days.

No matter which option you choose, cashing out with Ibotta is easy and quick. Don’t miss out on an opportunity to earn some free cashback rewards!

Disclosure: This post may contain affiliate links, meaning we receive a commission for purchases made through these links, at no cost to you.

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