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How to Cheat Gas Prices

You can save money on gas if you follow these simple tips

The following tips should help you save money on gas:

  • Use GasBuddy.com to find the cheapest gas in your area.
  • Fill up at night when it’s cooler, and try not to buy fuel in the middle of summer days or afternoons, when temperatures tend to be high and demand is at its peak.
  • Never buy gas at hilltop stations—it’s almost always more expensive than stations located closer to sea level because they have higher costs associated with pumping fuel uphill and storing it underground tanks until ready for sale, which can sometimes take several days before any given gas station receives another shipment from refineries or suppliers.

Check out secret codes on price signs that indicate discounts or special offers; some are hidden behind an orange cone so that only those who know what they’re looking for can see them (for example, “$3 Off 10 Gallon Purchase” means 10 gallons equals $30 off). You might not think about these things unless someone points them out for you!

Fill up your tank at night when it’s cool

Gasoline expands when it’s cold, so if you fill up in the morning there will be less room for the gas to expand. That means you’ll get less mileage per gallon than if you filled up later in the day. And since gas prices tend to be higher at night, filling up then could save you money!

Gas station owners like to put their stations on hills so they can get more traffic and make more money. But buying gas at a hilltop station could damage your car because gasoline expands when it warms up, which may cause pipes and hoses inside your gas tank to crack or burst open due to excessive pressure from within (this is called “vapor lock”). The only way around this problem is by getting off-road vehicles that have special systems designed for extreme weather conditions–like those sold by Arctic Cat–or by filling up right before driving away from a hilltop service station (not after). If neither option works well enough for your needs then consider using GasBuddy instead!

Never buy fuel at a hilltop station

Now that you know where to look, here are a few tips to help you find the best gas prices:

  • Avoid hilltop stations. They’re more expensive because they have to pump the gas uphill, and they’re paying higher rent for their space. Plus, there’s often little room for them in a city’s center and so they may be further away from traffic lights, making them less convenient for drivers.
  • Don’t drive straight from one station to another (even if it seems like you’re saving money). Drive around town instead—you’ll be surprised by how many options there are! Gas stations are businesses too; if one isn’t getting enough customers on its own, then it has no choice but to raise its prices. So don’t let yourself get caught up in a vicious cycle of going from one place with high prices only because another place nearby has even higher ones!
  • Gas station owners like to put their stations on hills so they can get more traffic and make more money. But buying gas at a hilltop station could damage your car because gasoline expands when it warms up, which may cause pipes and hoses inside your gas tank to crack or burst open due to excessive pressure from within (this is called “vapor lock”). The only way around this problem is by getting off-road vehicles that have special systems designed for extreme weather conditions–like those sold by Arctic Cat–or by filling up right before driving away from a hilltop service station (not after). If neither option works well enough for your needs then consider using GasBuddy instead!

Check GasBuddy.com before heading out to buy gas

GasBuddy.com is a website that helps you find the cheapest gas prices in your area. You can search for gas stations near you, or put in your zip code or city name to find the cheapest gas prices.

There are two ways to use GasBuddy:

  • If you want to find gas stations near you, go to GasBuddy.com and enter your zip code (or just click on this link). This will bring up a list of all nearby stations with their prices listed next to them so that you can compare them easily before deciding which one has the lowest cost per gallon (CPG).
  • . If you know where the station is located but don’t know its address, then type its name into the “City Name” field instead of entering a ZIP code or any other location information; then once again hit enter on your keyboard and this time all available results will appear instantly!

Learn the secret codes on gas station price signs

Gas station price codes are not secret, but they’re not obvious either.

The prices you see on gas station signs are not the actual prices. If you know the secret code, though, you can find the cheapest gas in your town and save yourself some money! There is a website that lists gas station prices called GasBuddy.com that has an app for checking prices without going online.

You can’t just rely on what’s listed online because sometimes there will be different codes in different states/countries/cities so it’s important to check them out before buying any fuel from an unknown retailer or brand new site like AmazonFresh where people don’t know about yet!

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Filing Taxes for the First Time? Here’s Everything You Need To Know

Are you in a bind because you’ve never filed a tax return before? And to top it off, you just learned that you’ll need to file one this year? April 15th:

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filing your taxes
Are you in a bind because you’ve never filed a tax return before? And to top it off, you just learned that you’ll need to file one this year?
 
April 15th: Tax Day always falls on that date, unless April 15 falls on a weekend or holiday. 
 
If you are filing your taxes for the first time, we have everything you need to know. And yes, we will be sharing how to file your taxes for free (or at a super low cost).

In this post, we are sharing everything you need to know if you are filing taxes for the first time.

A BEGINNERS GUIDE TO FILING TAXES

Essential tips for all you first-time filers out there ⬇️

Figure Out If You Have to File a Tax Return

To determine if you need to file a tax return, there are a few key factors to consider. 
 
In general, if your gross income in 2023 was at least $13,850, you’ll likely need to file a tax return in 2024.
 
Keep in mind that different rules apply to married individuals, older Americans, and heads of household. 
 
It’s important to note that even if you can be claimed as a dependent on someone else’s tax return, the $13,850 threshold still applies to you. 
 
If you are considered a dependent, you must file a return if you have accumulated at least $1,250 in “unearned” income, such as interest from investments.

Get Your Documents Together Early

 
Once you’ve determined that you need to file a tax return, it’s time to gather the necessary documents to complete it.
 
Here’s a list of essential documents to gather:
 
W-2: If you have a job, your employer is required to send you this form by the end of January. It provides details on your earnings for the previous year and the amount of tax withheld.
 
1099s: These forms report income that doesn’t come directly from a traditional employer. They include earnings from freelance work, “gig” pay, interest and dividend income, as well as income from third-party platforms like Venmo and PayPal.
 
Receipts: As a first-time taxpayer, it’s important to start keeping records of transactions that may need to be reported on your tax form. This includes income, expenses, and potential deductions. For example, keep track of any charitable donations you make or significant medical bills you incur.
 
By gathering these essential documents, you’ll be well-prepared to complete your tax return accurately and efficiently.

Gather Important Personal information

You’ll need the following personal information on hand to file taxes:
 
  • Social Security Number (SSN) or Taxpayer Identification Number
  • (TIN) for yourself and any dependents
  • Full name and date of birth for all individuals on your return.
  • Proof of identity with a valid photo ID
  • Bank account information, including your routing and account numbers, if you want to receive your tax refund via direct deposit.

Figure Out If Someone Can Claim You as a Dependent

 
It’s important to determine whether someone can claim you as a dependent, especially if you’re living with your parents or receiving any financial support from them.
 
According to TurboTax, parents can claim you as a dependent if you’re under 19 years of age, or under 24 and a full-time student, and they provide more than half of your financial support.
 
While parents can receive tax benefits by claiming you as a dependent, it’s also crucial for you to report this dependent status on your own tax return. 
 
Be sure to check with your parents and discuss whether they plan to claim you as a dependent and how it may affect your taxes. Always stay informed to ensure that you’re taking all the necessary steps towards financial success.

Figure Out If Someone Can Claim You as a Dependent

 
It’s important to determine whether someone can claim you as a dependent, especially if you’re living with your parents or receiving any financial support from them.
 
According to TurboTax, parents can claim you as a dependent if you’re under 19 years of age, or under 24 and a full-time student, and they provide more than half of your financial support.
 
While parents can receive tax benefits by claiming you as a dependent, it’s also crucial for you to report this dependent status on your own tax return. 
 
Be sure to check with your parents and discuss whether they plan to claim you as a dependent and how it may affect your taxes. Always stay informed to ensure that you’re taking all the necessary steps towards financial success.

Determine Your Tax Filing Status:

Here are the five primary filing statuses: 
 
  • Single: If you’re unmarried.  
  • Married (filing jointly): For married couples who want to combine their income on one return.
  • Married (filing separately): For married couples filing separately.
  • Head of household: For unmarried individuals who support dependents.
  • Qualifying widow/widower with dependent child: If you’re a surviving spouse with a dependent child. 
 
Include the appropriate filing status on your forms, when filing your taxes for the first time.

Find Out If You Qualify for Deductions or Credits

 
When it comes to taxes, deductions and credits can both help decrease your overall tax liability. Tax deductions work by reducing the amount of your income that is taxable while tax credits decrease the amount of tax you owe.
 
For first-time taxpayers, there are a few common deductions and credits that may apply:
 
  • The student loan interest deduction is one example of a deduction and can possibly result in a maximum deduction of $2,500 for the interest paid on student loans.
 
  • The American Opportunity Tax Credit is a credit that can be claimed by those individuals for whom no one can claim as a dependent, allowing for up to $2,500 credit for college expenses.
 
  • The Earned Income Tax Credit may be an option for individuals who earned a low income in 2023. It is essential to consult the IRS tables for information on how to qualify for this credit based on your income level.
 
  • Lifetime Learning Credit: A credit that helps cover the costs of post-secondary education, including tuition and related expenses, for eligible students. 
 
  • Educational expenses deduction: This deduction covers certain educational expenses. 
 
  • Home Energy Tax Credits: A credit for homeowners who make qualifying energy-efficient home upgrades.
 
  • Energy Efficient Home Improvement Credit: A credit for homeowners investing in energy-efficient home improvements. 
Deductions and credits can be a valuable tool when it comes to claiming your taxes.
 
Getting your taxable amount to the lowest possible is important if you want to pay less in taxes. It’s crucial to research which ones may apply to your situation and take advantage of them while preparing your tax return.

Decide if You Need Help

If you’re a first-time taxpayer, you have the option of either doing your own taxes or hiring a professional. 
 
Many Gen-Z individuals choose to do their own taxes, which is generally fine if your tax situation is straightforward.
 
By taking the DIY approach, you can potentially save money and complete your tax return quickly using tax software or the official IRS Free File program.
 
 Calculate your estimated Tax Return using Turbo Tax.

Completing Your Tax Filing

 
Once you’re prepared to file your taxes, it’s important to ensure the accuracy of your tax return. Take the time to review your personal information, income, deductions, and credits for any errors or omissions.
 
Online Filing: If you choose to file online, the platform you use will typically guide you through the process. Before proceeding from one page to the next, carefully verify the information provided for an easier filing experience.
 
 
Tax Professional Assistance: When working with a tax professional, they are responsible for reviewing their work. However, it’s crucial to provide them with accurate information from the start. If needed, ask for a walkthrough of your return to gain additional peace of mind.
 
Nonprofit Organization Assistance: If you’re seeking help from a nonprofit organization, you might be required to attend in-person sessions and bring all necessary documents. The organization will then assist you in submitting your tax return.
 
Paper Filing: If you opt for paper filing, complete all mandatory forms accurately, attach supporting documents, and send the package to the appropriate IRS address. Take the time to double-check everything before mailing your return, and remember to include a signed and dated copy.
 
It’s crucial to file your return by the tax deadline to avoid any late penalties. For the 2024 tax year, the deadline is April 15, 2024.

Pay the IRS if you owe taxes

After filing your taxes, you’ll either receive a tax refund or a notice of the amount you owe to the IRS. If you end up owing money, you’ll need to know how to pay what you owe.
 
You have a few options:
 
  • Use IRS Direct PayThis online service lets you pay your tax bill directly from your bank account. It’s a secure and convenient way to pay the IRS without any fees. 
  • Pay with a credit or debit card: You can pay your taxes using a credit or debit card through authorized payment processors, but this method includes fees. 
  • Pay in installments: If you can’t pay your tax bill in full, you may be eligible for an installment payment plan with the IRS. This allows you to pay your tax debt over time in manageable installments. 
Whichever method you choose, pay what you owe on time to avoid any penalties.

Common Tax Mistakes to Avoid For First-Time Filers

  • Misreporting any earned income
  • Not claiming qualified deductions or credits
  • Forgetting to sign and date your Tax return
  • Missing the date to file
  • Not keeping organized and accurate records.
  • Inaccurate Filing Status

This post was all about, everything you need to know before filing your taxes for the first time.

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