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Cute Valentine’s Day Nail Ideas To DIY (And Very Affordable!)

Valentine's Day is quickly approaching, and there's no better way to get more excited to celebrate than with adorable and cute Valentine's Day nail art!

valentines nails
Valentine’s Day nails are a great way to get into the celebratory spirit of love, whether spending time with friends and family or going on a romantic date. 
 
The best part is that you can have cute Valentine’s nails without going over budget! 

In this post, I've put together cute Valentine's nail ideas to DIY that are incredibly affordable.

By the way, you don’t have to break the bank to enjoy cute Valentine’s nails! 
 
By doing your nails at home, you can free up money to invest in stocks, bonds, or other types of assets that could provide great returns over the long run. 
 
Picture this: If you’ve been getting gel manicures twice a month for roughly $40 plus tipping, you would probably be surprised to find out that you’re actually shelling out over $1,000 a year for those nail appointments!

Now, consider what you could do with that money if you decide to invest it wisely and allocate it somewhere else.

By the end of the year, if you invested that $1,000 monthly, you would have invested $12,000.

Over the past century, the stock market has shown a yearly return of around 10% on average.
 
Depending on how long you kept this up youd have accumulated a significant return on your investment: 
 
  • 10 Years: $207,000
  • 20 Years: $766,000
  • 30 Years: $2,280,000

Some cute Valentine's Day Nails To do at home

Short Valentines Nails

I remember the days when I was all about long nails. but, they can be a little difficult to deal with in daily life, so if you are looking for some short nail ideas, I gotcha!
 
This Valentine’s Day nail look is simple and cute to accomplish. This look is easy to pull off at the convenience of your own house.
 
Click here to get all the supplies you need to recreate this cute Valentine’s Day look at home.

Valentine's Nails with Initials

Valentine's Nails with Initials
Valentine’s Day is centered around love, so why not make it a little more intimate? Test out these cute gold nail stickers to create a unique tribute to the person you love on your nails.
 
Accept your creative side and let your nails speak for you.

Kiss Print Valentine's Nails

valentines day nails
This Valentine’s Day look is much simpler to accomplish than you might think.
 
This is what you need to do: First, select and apply your preferred nude gel polish.

Add these adorable stickers from Amazon. 

Finally, to guarantee that your look lasts, add a top coat and cure everything with a UV lamp.

The Classic Pink Valentine's Nails Set

Classic Pink Valentine's Nails Set
Classic Pink Valentine's Nails Set

The vibe of February is ~pink~  Choose a modern touch with negative space hearts and a dreamy pink polish. Get all your supplies here!

Bold Red Valentine's Nails

red valentines day nails
red valentines day nails

Adoring a striking red manicure is the epitome of a girl boss. This look is perfect for Valentine’s Day. 

Get your polish and stickers here! 

Black Valentine's Nails

black valentines nails
Reminder: February 14 doesn’t have to be restricted to traditional red and pink shades. Let’s change things up a little bit?
 
Embrace your unique style with this look. It’s an exciting statement that embodies confidence and gives your Valentine’s Day an urban twist.
 

This Post was all about Cute Valentine's Day Nails.

**This page contains affiliate links. If you choose to purchase after clicking a link, I may receive a commission at no extra cost to you.**

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Cute Valentine’s Day Nail Ideas To DIY (And Very Affordable!)

This site contains affiliate links, view the disclosure for more information.

pink nails

Valentine's Day is quickly approaching, and there's no better way to get more excited to celebrate than with adorable and cute Valentine's Day nail art!

valentines nails
Valentine’s Day nails are a great way to get into the celebratory spirit of love, whether spending time with friends and family or going on a romantic date. 
 
The best part is that you can have cute Valentine’s nails without going over budget! 

In this post, I've put together cute Valentine's nail ideas to DIY that are incredibly affordable.

By the way, you don’t have to break the bank to enjoy cute Valentine’s nails! 
 
By doing your nails at home, you can free up money to invest in stocks, bonds, or other types of assets that could provide great returns over the long run. 
 
Picture this: If you’ve been getting gel manicures twice a month for roughly $40 plus tipping, you would probably be surprised to find out that you’re actually shelling out over $1,000 a year for those nail appointments!

Now, consider what you could do with that money if you decide to invest it wisely and allocate it somewhere else.

By the end of the year, if you invested that $1,000 monthly, you would have invested $12,000.

Over the past century, the stock market has shown a yearly return of around 10% on average.
 
Depending on how long you kept this up youd have accumulated a significant return on your investment: 
 
  • 10 Years: $207,000
  • 20 Years: $766,000
  • 30 Years: $2,280,000

Some cute Valentine's Day Nails To do at home

Short Valentines Nails

I remember the days when I was all about long nails. but, they can be a little difficult to deal with in daily life, so if you are looking for some short nail ideas, I gotcha!
 
This Valentine’s Day nail look is simple and cute to accomplish. This look is easy to pull off at the convenience of your own house.
 
Click here to get all the supplies you need to recreate this cute Valentine’s Day look at home.

Valentine's Nails with Initials

Valentine's Nails with Initials
Valentine’s Day is centered around love, so why not make it a little more intimate? Test out these cute gold nail stickers to create a unique tribute to the person you love on your nails.
 
Accept your creative side and let your nails speak for you.

Kiss Print Valentine's Nails

valentines day nails
This Valentine’s Day look is much simpler to accomplish than you might think.
 
This is what you need to do: First, select and apply your preferred nude gel polish.

Add these adorable stickers from Amazon. 

Finally, to guarantee that your look lasts, add a top coat and cure everything with a UV lamp.

The Classic Pink Valentine's Nails Set

Classic Pink Valentine's Nails Set
Classic Pink Valentine's Nails Set

The vibe of February is ~pink~  Choose a modern touch with negative space hearts and a dreamy pink polish. Get all your supplies here!

Bold Red Valentine's Nails

red valentines day nails
red valentines day nails

Adoring a striking red manicure is the epitome of a girl boss. This look is perfect for Valentine’s Day. 

Get your polish and stickers here! 

Black Valentine's Nails

black valentines nails
Reminder: February 14 doesn’t have to be restricted to traditional red and pink shades. Let’s change things up a little bit?
 
Embrace your unique style with this look. It’s an exciting statement that embodies confidence and gives your Valentine’s Day an urban twist.
 

This Post was all about Cute Valentine's Day Nails.

**This page contains affiliate links. If you choose to purchase after clicking a link, I may receive a commission at no extra cost to you.**

Filing Taxes for the First Time? Here’s Everything You Need To Know

Are you in a bind because you’ve never filed a tax return before? And to top it off, you just learned that you’ll need to file one this year? April 15th:

This site contains affiliate links, view the disclosure for more information.

filing your taxes
Are you in a bind because you’ve never filed a tax return before? And to top it off, you just learned that you’ll need to file one this year?
 
April 15th: Tax Day always falls on that date, unless April 15 falls on a weekend or holiday. 
 
If you are filing your taxes for the first time, we have everything you need to know. And yes, we will be sharing how to file your taxes for free (or at a super low cost).

In this post, we are sharing everything you need to know if you are filing taxes for the first time.

A BEGINNERS GUIDE TO FILING TAXES

Essential tips for all you first-time filers out there ⬇️

Figure Out If You Have to File a Tax Return

To determine if you need to file a tax return, there are a few key factors to consider. 
 
In general, if your gross income in 2023 was at least $13,850, you’ll likely need to file a tax return in 2024.
 
Keep in mind that different rules apply to married individuals, older Americans, and heads of household. 
 
It’s important to note that even if you can be claimed as a dependent on someone else’s tax return, the $13,850 threshold still applies to you. 
 
If you are considered a dependent, you must file a return if you have accumulated at least $1,250 in “unearned” income, such as interest from investments.

Get Your Documents Together Early

 
Once you’ve determined that you need to file a tax return, it’s time to gather the necessary documents to complete it.
 
Here’s a list of essential documents to gather:
 
W-2: If you have a job, your employer is required to send you this form by the end of January. It provides details on your earnings for the previous year and the amount of tax withheld.
 
1099s: These forms report income that doesn’t come directly from a traditional employer. They include earnings from freelance work, “gig” pay, interest and dividend income, as well as income from third-party platforms like Venmo and PayPal.
 
Receipts: As a first-time taxpayer, it’s important to start keeping records of transactions that may need to be reported on your tax form. This includes income, expenses, and potential deductions. For example, keep track of any charitable donations you make or significant medical bills you incur.
 
By gathering these essential documents, you’ll be well-prepared to complete your tax return accurately and efficiently.

Gather Important Personal information

You’ll need the following personal information on hand to file taxes:
 
  • Social Security Number (SSN) or Taxpayer Identification Number
  • (TIN) for yourself and any dependents
  • Full name and date of birth for all individuals on your return.
  • Proof of identity with a valid photo ID
  • Bank account information, including your routing and account numbers, if you want to receive your tax refund via direct deposit.

Figure Out If Someone Can Claim You as a Dependent

 
It’s important to determine whether someone can claim you as a dependent, especially if you’re living with your parents or receiving any financial support from them.
 
According to TurboTax, parents can claim you as a dependent if you’re under 19 years of age, or under 24 and a full-time student, and they provide more than half of your financial support.
 
While parents can receive tax benefits by claiming you as a dependent, it’s also crucial for you to report this dependent status on your own tax return. 
 
Be sure to check with your parents and discuss whether they plan to claim you as a dependent and how it may affect your taxes. Always stay informed to ensure that you’re taking all the necessary steps towards financial success.

Figure Out If Someone Can Claim You as a Dependent

 
It’s important to determine whether someone can claim you as a dependent, especially if you’re living with your parents or receiving any financial support from them.
 
According to TurboTax, parents can claim you as a dependent if you’re under 19 years of age, or under 24 and a full-time student, and they provide more than half of your financial support.
 
While parents can receive tax benefits by claiming you as a dependent, it’s also crucial for you to report this dependent status on your own tax return. 
 
Be sure to check with your parents and discuss whether they plan to claim you as a dependent and how it may affect your taxes. Always stay informed to ensure that you’re taking all the necessary steps towards financial success.

Determine Your Tax Filing Status:

Here are the five primary filing statuses: 
 
  • Single: If you’re unmarried.  
  • Married (filing jointly): For married couples who want to combine their income on one return.
  • Married (filing separately): For married couples filing separately.
  • Head of household: For unmarried individuals who support dependents.
  • Qualifying widow/widower with dependent child: If you’re a surviving spouse with a dependent child. 
 
Include the appropriate filing status on your forms, when filing your taxes for the first time.

Find Out If You Qualify for Deductions or Credits

 
When it comes to taxes, deductions and credits can both help decrease your overall tax liability. Tax deductions work by reducing the amount of your income that is taxable while tax credits decrease the amount of tax you owe.
 
For first-time taxpayers, there are a few common deductions and credits that may apply:
 
  • The student loan interest deduction is one example of a deduction and can possibly result in a maximum deduction of $2,500 for the interest paid on student loans.
 
  • The American Opportunity Tax Credit is a credit that can be claimed by those individuals for whom no one can claim as a dependent, allowing for up to $2,500 credit for college expenses.
 
  • The Earned Income Tax Credit may be an option for individuals who earned a low income in 2023. It is essential to consult the IRS tables for information on how to qualify for this credit based on your income level.
 
  • Lifetime Learning Credit: A credit that helps cover the costs of post-secondary education, including tuition and related expenses, for eligible students. 
 
  • Educational expenses deduction: This deduction covers certain educational expenses. 
 
  • Home Energy Tax Credits: A credit for homeowners who make qualifying energy-efficient home upgrades.
 
  • Energy Efficient Home Improvement Credit: A credit for homeowners investing in energy-efficient home improvements. 
Deductions and credits can be a valuable tool when it comes to claiming your taxes.
 
Getting your taxable amount to the lowest possible is important if you want to pay less in taxes. It’s crucial to research which ones may apply to your situation and take advantage of them while preparing your tax return.

Decide if You Need Help

If you’re a first-time taxpayer, you have the option of either doing your own taxes or hiring a professional. 
 
Many Gen-Z individuals choose to do their own taxes, which is generally fine if your tax situation is straightforward.
 
By taking the DIY approach, you can potentially save money and complete your tax return quickly using tax software or the official IRS Free File program.
 
 Calculate your estimated Tax Return using Turbo Tax.

Completing Your Tax Filing

 
Once you’re prepared to file your taxes, it’s important to ensure the accuracy of your tax return. Take the time to review your personal information, income, deductions, and credits for any errors or omissions.
 
Online Filing: If you choose to file online, the platform you use will typically guide you through the process. Before proceeding from one page to the next, carefully verify the information provided for an easier filing experience.
 
 
Tax Professional Assistance: When working with a tax professional, they are responsible for reviewing their work. However, it’s crucial to provide them with accurate information from the start. If needed, ask for a walkthrough of your return to gain additional peace of mind.
 
Nonprofit Organization Assistance: If you’re seeking help from a nonprofit organization, you might be required to attend in-person sessions and bring all necessary documents. The organization will then assist you in submitting your tax return.
 
Paper Filing: If you opt for paper filing, complete all mandatory forms accurately, attach supporting documents, and send the package to the appropriate IRS address. Take the time to double-check everything before mailing your return, and remember to include a signed and dated copy.
 
It’s crucial to file your return by the tax deadline to avoid any late penalties. For the 2024 tax year, the deadline is April 15, 2024.

Pay the IRS if you owe taxes

After filing your taxes, you’ll either receive a tax refund or a notice of the amount you owe to the IRS. If you end up owing money, you’ll need to know how to pay what you owe.
 
You have a few options:
 
  • Use IRS Direct PayThis online service lets you pay your tax bill directly from your bank account. It’s a secure and convenient way to pay the IRS without any fees. 
  • Pay with a credit or debit card: You can pay your taxes using a credit or debit card through authorized payment processors, but this method includes fees. 
  • Pay in installments: If you can’t pay your tax bill in full, you may be eligible for an installment payment plan with the IRS. This allows you to pay your tax debt over time in manageable installments. 
Whichever method you choose, pay what you owe on time to avoid any penalties.

Common Tax Mistakes to Avoid For First-Time Filers

  • Misreporting any earned income
  • Not claiming qualified deductions or credits
  • Forgetting to sign and date your Tax return
  • Missing the date to file
  • Not keeping organized and accurate records.
  • Inaccurate Filing Status

This post was all about, everything you need to know before filing your taxes for the first time.

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